What is the process of applying for a provident fund loan to buy a second-hand house?

The general process mainly includes: buyer qualification examination/seller house verification, online signing, evaluation, preliminary examination/face-to-face signing, bank loan approval, loan contract signing, tax payment/transfer, and bank loan.

1. The borrower consults at the housing provident fund center and receives the application form:?

By the buyers and sellers of houses and their spouses (unmarried or divorced, certificates should be issued), two original documents, namely "House Ownership Certificate" and "State-owned Land Use Certificate" under the name of the seller, as well as the original household registration book, ID card and marriage certificate, go to the city housing provident fund center for pre-registration and receive an application form for provident fund loans.

Two. The Borrower submits the following loan information to the Municipal Provident Fund Center:

(1) provident fund loan application form;

(2) proof of deposit of provident fund (or household registration book of housing provident fund) and proof of economic income;

(3) the evaluation report of the purchased house;

(4) The stock house sales contract signed by the buyer and the seller;

(5) Real estate license and state-owned land use certificate in the name of the original seller (original and photocopy);

(6) ID card, household registration book and marriage certificate of both husband and wife (original and photocopy, single employee shall provide single certificate);

Three, the housing provident fund center for approval:

Fourth, the transaction transfer.

Verb (abbreviation for verb) sign a contract