What do I have to pay for buying a house?

The purchase of a new house requires payment of house purchase price, deed tax, business tax, business tax surcharge, property tax, stamp duty and personal income tax.

First, the purchase cost.

1, deed tax, 3-5% of the total purchase price (the tax rates of different provinces, municipalities and autonomous regions are different), and ordinary commercial housing is halved, that is, 1.5-2.5%.

2. Stamp duty, 0.05% of the total purchase price.

3, housing maintenance fund, 2-3% of the total purchase price, 2% in most places.

4. Transaction costs: residential 3 yuan/m2, non-residential 1 1 yuan/m2.

5. Housing registration fee: residential 80 yuan/set, non-residential 550 yuan/piece.

6. Stamp duty on licence: 5 yuan/Ben.

7. Cost: 10 yuan/copy.

Second, the cost of mortgage purchase.

1, identified as 0.2-0.5% of the total purchase price.

2. Insurance premium: the total purchase price multiplied by the loan period multiplied by 0. 1%×50%.

3. Notarization fee, the loan amount multiplied by 0.03%.

4. Mortgage registration fee, 100 yuan.

Extended data:

Purchase subscription book content

1. property subscription

2. House price, including apartment type, area, unit price (currency), total price, etc.

3. Payment methods, including one-time payment, installment payment and mortgage payment;

4 subscription conditions, including matters needing attention in the subscription book, deposit, time of formal treaty evaluation, place of payment, account, signing place, etc.

Second, the calculation method of transaction tax

1, deed tax

1% with an area less than 90 square meters, 90- 140 square meters: the total transaction price × 1.5% (the tax rate for commercial houses or houses larger than 144 square meters is 3%).

2. Transaction service fee

Building area (m2) ×3 yuan

3. Stamp duty on transactions

Total transaction price ×0. 05%

4. Property right transfer registration fee

50 yuan (for each increase of 1 person RMB 10 yuan, the buyer 80 yuan).

Baidu encyclopedia-taxes and fees for new house transactions

Baidu encyclopedia-buying a house