Excuse me, how to claim for corporate liability insurance? What is the claim procedure?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello! Enterprise liability insurance essentially refers to employer liability insurance, which means that employees employed by the insured suffer from accidents or occupational diseases related to business in the course of employment, resulting in disability or death. The insured shall, according to the Labor Law of People's Republic of China (PRC) and the labor contract, bear the medical expenses and economic compensation responsibilities within the prescribed compensation limit, including the litigation expenses payable. The claim process of enterprise liability insurance mainly follows the following procedures:

Basic claim process of enterprise liability insurance;

1, accepting reports, including: asking about the case; Inquire about underwriting and claim information; Report registration; Notify the investigation to determine the damage. 2. Investigate and determine the damage. 3. file a case. 4. Responsibility analysis and determination. 5. Determination of loss. 6. Compensation adjustment. 7. compensation. After the settlement of the claim is completed, the relevant documents should be finally sorted out to ensure that the information is complete, accurate and complete. 8. Compensation treatment. 9 Close the chassis.

Remind you that when applying for enterprise liability insurance, the employer needs to choose the appropriate insurance scheme according to its own situation.