Husband and wife work in Guangzhou with a monthly income of 20,000 yuan and a mortgage of 6,500 yuan. Can they have a second child?

In Guangzhou, the monthly income of husband and wife is 20,000, and the monthly mortgage payment is 6,500. You can consider the following aspects to decide whether to have a second child:

1. Family income and expenditure: the total monthly income of husband and wife is 20,000 yuan, and the mortgage expenditure is 6,500 yuan. If mortgage and other necessary expenses, such as daily necessities, property, water and electricity, are excluded, can the remaining disposable income support the living expenses of the second child?

2. Job stability and income growth: Whether the husband and wife have stable jobs and whether there is room for income growth is also an important factor in deciding whether to have a second child. If the income is stable and there is room for growth, you can consider having a second child.

3. Family support: Whether there is family support, such as parents, relatives and friends, is also a consideration. If there is enough family support to help share some childcare responsibilities, then you can consider having a second child.

4. Health and energy: It takes a lot of time and energy to raise children, especially for families with two children. Whether husband and wife have enough health and energy to take care of their two children also needs serious consideration.

Generally speaking, husband and wife work in Guangzhou with a monthly income of 20,000 yuan and a monthly mortgage of 6,500 yuan. Whether to have a second child needs to be decided according to the specific situation of the family and the actual situation of the decision maker. We should comprehensively consider family income and expenditure, job stability and income growth, family support, health and energy.