What is the impact of collecting property taxes and fees?

High-income people: the desire to buy a house is reduced.

Restrain their desire to buy a house, increase the cost and risk of money laundering in buying a house, thus greatly reducing the house price. Because most of the high-end and mid-range (price) properties are purchased by them, most of their families have bought several or dozens of properties in large and medium-sized cities. If the property tax is levied, their family will have to pay tens of thousands or even hundreds of thousands of property taxes every month, which will also expose their sources of funds for buying a house. Therefore, this is the most effective and fundamental way and means to reduce housing prices. The area of people's self-occupied housing is relatively limited, and they can't pay a few dollars in property tax.

Real estate speculators: or hit hard

Experts believe that after the introduction of property tax, the possible impact on real estate enterprises is mainly reflected in the impact of property tax on the trend of housing prices. At present, real estate speculators and real estate developers have many vacant houses and are eager to sell or sell some houses, which will lead to a sharp drop in house prices in the short term, forcing some people to give up malicious real estate speculation and make house prices gradually return to rationality. At the same time, another impact of levying property tax on real estate enterprises may be reflected in limiting the massive hoarding of land by real estate enterprises at this stage, speeding up the supply and release of commercial housing, and realizing the balance between supply and demand in the real estate market itself.

Multi-bedroom: bear the weight gain

Mr. Liu has three apartments, two for rent and one for self-occupation. When he learned that he was going to levy a property tax, he said that being a landlord for the first time was not necessarily a good thing for him. Property tax is mainly aimed at land, real estate and other real estate, requiring the lessee or owner to pay taxes every year, and the amount of tax to be paid will increase with the increase of the market value of real estate. Because of this, he is worried that after the property tax is levied, he will have to pay three sets of housing taxes, so that his income and expenditure ratio will increase and his burden will increase.

Mortgagor: Double pressure

Ms. Li, who pays the mortgage every month, is also worried about the collection of property tax. In 2008, Ms. Li bought a house of 80 square meters, with a mortgage of 15 years and a monthly repayment of 1000 yuan. What she is most concerned about is how to stipulate the collection standards and methods of mortgage houses after the property tax is levied. Is it based on the mortgage period or loan amount, or the total purchase price of the house or the total market price at the time of collection?

Lessor: Raise the rent.

From the experience of China and Hongkong, the property tax is basically equivalent to one month or half a month's rent. If the property is rented, the burden of property tax is not great. If it is vacant, the property tax will definitely cause a certain burden to the buyers. For renters, the collection of property tax may make landlords raise rents. Some analysts believe that the landlord will transfer a part to the tenant according to the property tax rate of the year and adjust the increase in rent.

Owner: first set or exemption

Ordinary property buyers may be the relatively large beneficiaries of the property tax levy. Due to the restrictions on investment-oriented real estate speculators, the possibility of a bubble in the property market is much smaller, which also makes the property price more reasonable and can better meet the needs of most property buyers. In addition, for owners who own their own property, the first house is likely to be exempted, so unless they hold a second house or more, they will not pay more.

Urgent need for buyers: I'm afraid it's hard to enjoy the discount.

Although the collection of property tax helps to squeeze out the housing bubble, which leads to the decline of housing prices, it is difficult to understand that the property tax can not be introduced in a short period of time, and it is difficult to determine when it will be introduced. Therefore, it is unrealistic to pin all the hopes of buying a house on the property tax, and it is necessary to decide whether to shoot according to the actual situation and demand.

Low-income people: even worse.

As a low-income group, the pressure of living expenses has been great, and the expenses have been overwhelmed. If the property tax is levied again, it will add insult to injury. You can consider asset verification and exempt low-income people from property tax.

(The above answers were published on 20 15-04-20. Please refer to the actual situation for the current purchase policy. )

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