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Did Zhonghui Baoliqiao pay by installment?

Zhonghui factoring is not installment repayment. Is it because consumers have insufficient repayment ability, or because consumers subjectively don't want to repay on time. In this case, Joe will collect the arrears by stages, and if the collection fails, he will transfer the arrears to factoring companies such as Zhonghui Factoring. Factoring companies will take appropriate legal procedures to recover the arrears through legal means.