What is a financial adviser?

Financial advisers are designed for public officials of financial institutions such as commercial banks and those who provide consulting services such as investment and financing for enterprises. They choose different investment and financing methods for the purpose of financial management goals that match the life cycle of enterprises.

Professionals who use different financial tools, theories, methods and skills to effectively avoid financial risks, combine the strategic development direction and financial situation of enterprises, and combine tax laws and regulations, meso-level and macroeconomic policies in different regions to achieve short-,medium-and long-term financial management goals of enterprises, and provide consulting financial management services for them.

Extended data:

The responsibilities of the financial adviser are as follows:

1, investor education. Investment consultants help customers understand financial knowledge and investment common sense, and understand the special account wealth management business; Help customers understand investment opportunities and general investment misunderstandings; Guide customers to understand and evaluate risks.

2. Comprehensive demand analysis. Fully understand the customer's financial situation and needs, help customers determine their financial goals and tailor their investment plans. According to the comprehensive customer demand report, make investment plans for customers. The investment consultant will explain in detail the basis for making an investment plan to the client and fully communicate with the client to reach an agreement.

3. Explain the investment management report. Each customer's specific portfolio will produce a portfolio report within the specified period, which includes not only the performance of the portfolio in the past time period, but also the portfolio manager's evaluation and explanation of the investment performance and the judgment of the future investment environment. The investment consultant will help the client interpret this report and evaluate whether the operation of the portfolio meets the client's objectives.

4. Adjust the investment plan. The investment consultant will help the client review the investment decision of the previous year, and decide whether to maintain the current asset allocation or make adjustments according to the changes of the client's financial objectives or investment period.

5. The investment consultant leads the special account financial services from beginning to end, promotes the progress of various services, and acts as a bridge between customers and the entire special account financial services team.

Baidu encyclopedia-financial investment consultant

Baidu encyclopedia -CFC