Please, how did it become a foreign trade trust?

Lending Bao is a consumer credit product under Ant Financial, which provides users with a certain amount of loans, and determines the interest rate and repayment period according to the user's credit evaluation results. In contrast, foreign trade trust is an investment tool, which is usually issued by professional institutions to attract investors' funds and then invest these funds in projects in the field of international trade. There are obvious differences between loan and foreign trade trust in nature, goal and operation mode. It can be clearly said that loan has not become a foreign trade trust.