Can young people still buy houses in first-tier cities on their own?

Judging from the current housing prices in first-tier cities and local income and consumption, it is unlikely that young people will buy their own houses.

I went to Shanghai in 2006, when I was working in Nanhui District, Pudong, and the house price nearby was only over 3,000 square meters. Because I had no money, I missed the opportunity and didn't buy it. Because my house price in Urumqi was only 1000. At that time, its house price was two or three times that of mine, and I thought it was very high.

Now the housing price in Shanghai should be four or five times higher than that in Urumqi. But it is difficult for us working people to achieve it. Therefore, many talents left Beishangguang because of high housing prices.

Back to Wuhan in 2007. In 2008, the house price of Dongxihu also rose to more than 3,000, when Yangluocai 1000 was more. I think it's not low either. I didn't buy it. Later, after I sold the house in Urumqi on 20 12, I had the funds to buy a house in the central city. The second-hand houses in the central city have risen to six or seven thousand square meters, but they are also more cost-effective. At that time, many new houses were broken. Moreover, the price of second-hand houses in the city center is relatively low, and there is no skyrocketing.

For the post-70 s, at least the fish head or fish body with the development trend of housing prices has been eaten. Moreover, the current house price is almost a fishtail stage no matter where it is. Young people can hardly buy a house by themselves without their parents relying on the primitive accumulation of fish heads and bodies.

My young colleagues around Wuhan all buy houses by their parents' previous accumulation or by paying down payment. Many families in Wuhan have several suites, one for children. Only families who live outside Wuhan or in rural areas pay the down payment with their savings for many years, and then buy a house with a mortgage loan. Such young people are under great pressure.

Not to mention the housing prices in first-tier cities, it is necessary to rely on the support of young families to purchase houses by mortgage. Of course, some young people can buy their own houses through their own wisdom and ability, but such people are a minority after all.

At present, housing prices in first-tier cities have reached the fishtail stage, and it is unlikely that there will be any big increase. Unless it is just needed, even if the investment is just needed, there should be no room.

Almost impossible! First-line housing prices are sky-high, and the down payment for buying a house is1800,000, or even more. The down payment must be made by parents, family and friends, and then you can buy a house and live on your own loan. You must also have a stable income to repay the loan on time, so it is difficult to buy a house on your own in the first line!

This is fantasy. Housing prices in first-tier cities generally start with tens of thousands of dollars, and an apartment usually costs millions. How many years can young people get married after graduation? Tens of thousands of dollars a year, can he afford a house by himself? Therefore, this is very difficult to do.

The current house price is really disappointing. A little too high! Not to mention young people, ordinary middle-aged people, most of them just make a down payment and take a mortgage for decades. Buying a house has become a heavy burden for ordinary people.

Is this high housing price due to the lack of housing in China? Obviously not. No matter which big city, there are a large number of vacant houses. Especially at night, in many residential areas, large tracts of black lights are on. As we all know, most of them are houses of real estate speculators. On the one hand, these real estate speculators and renters have raised house prices, on the other hand, they have also caused a lot of waste of resources.

The disadvantages of high housing prices are becoming more and more obvious, industries are squeezed, the polarization between the rich and the poor is expanding, the living pressure of ordinary people is increasing, and the consumption power is seriously insufficient. There are too many disadvantages of high housing prices to be crazy.

In recent years, the government has repeatedly proposed not to speculate on housing, just to make the real estate develop healthily and let the house price gradually return to a reasonable price. We can't let the house drag down the younger generation. They are the future of the motherland and the backbone of its future development. The house is not only economic, but also related to the national economy and people's livelihood. I think it is the general trend that house prices will fall steadily.

If you can earn apartments with an annual salary of more than one million in first-tier cities like the newly introduced Huawei talents this year, the proportion is very small, but if you can work in a well-known enterprise like Huawei for several years, your income will not be low. Although housing prices in first-tier cities are high, it would be nice to have a house of your own, so young people make money, work hard and make money first. With money, many things will be settled.

With a monthly income of 20K and a budget of 3 million, only Guangzhou can buy a house.

If you want to pursue lots, 3 million can buy a small two-bedroom and one-bedroom apartment in the city center, about 60 square meters. 50,000 in Guangzhou is a good place. Basically, all kinds of supporting facilities are complete, education and medical care are in place, and you can go for a walk by the Pearl River at night. After all, the 600-emperor Pearl River Dijing Garden now has an average price of 60,000. Of course, there is no small apartment of 50 square meters in this community.

(50,000 yuan can buy places like Wuyang New Town and Binjiang Middle Road in Guangzhou, or Huajing New Town at the top of Shipaigang. If the building is not too old or too small, Binjiang East Road and Zhujiang New Town also have choices, and their locations are much stronger than those of Shanghai Outer Ring Road. )

If you want to feel comfortable, go to the whole 150 square meter subway house in Zengcheng, with four rooms and two halls. Now it takes only one hour from Zengcheng to Guangzhou on the 2 1 line. It would be more convenient if you had a car. Although it is not as good as Dahou Temple, it is impossible to take you to the garden swimming pool, but it is definitely 10,000 times more comfortable than living in dovecote in the city. To be honest, I want to buy one.

But will young people in Shenzhen buy it?

Of course not, after all, the area is not important, the facilities are not important, the hospital is not important because it is young, and the school is not important because it is single. It is even more ridiculous to go for a walk by the Pearl River at night. After all, the waist is closed after work.

The room can be small, the bed can be narrow, the hospital can be far away, the primary school can cook, and the quality of life can make do, but the 996 must be arranged first.

With the global epidemic, economic recession and many problems in various countries, China can't be immune to it. In such a depressed economic environment and in the face of such high housing prices, can young people afford to buy a house? At the decision-making level, real estate owners should go to the talent recruitment market to see how much money the college students' employment recruitment enterprises give. Real estate will die one day.

It is out of the question. The high price of housing is beyond the reach of ordinary people. In developed countries, only about 30% people can own their own houses. Most of them are low-rent housing and affordable housing provided by the government. Young people can't buy a house without their parents, especially in the front line. This will lead to more young people not buying a house, not enjoying life, or living a life with low desires. Real estate is a tool for the rich.

It should be said that only a few elites have this possibility.

In essence, high housing prices are a high threshold set by the interest class with vested interests in order to solidify their income for the latecomers.

Without major institutional reforms, this phenomenon cannot be changed.

Xiao Qiang real estate vlog to answer this question:

1. House prices in first-tier cities are between 30,000 and 50,000 square meters. If the monthly income is 30,000, the total price of buying a house with 100 square meter is 3 to 5 million, and paying 30% is 900,000. If it's just the working class, with a fixed monthly income of 30 thousand, it's really impossible to buy a house.

2. It is more important to master the principle of leverage when buying a house in a first-tier city, because it is not easy to buy a house and can't bear the high monthly payment, so be cautious when buying a house.

As long as there is a career and a job, there will always be a house, but it is best not to regard buying a house as the primary goal of life, but as an extra gain on the road of life. It is more meaningful to live with this mentality. Many people in China regard buying a house as the main symbol of success and even believe in it, while ignoring or giving up other more meaningful things. This is the sorrow of the moment.

In first-tier cities, ordinary people always have the opportunity to change the status quo as long as you are willing to work hard. Such stories are staged every day; Young people with stable jobs can rent a house or apply for government low-rent housing. In recent years, local governments have spared no effort to develop this point; If you are a young man with a skill, you can also apply for a talent room. Now that the whole country is robbing talents, it should be a matter of time before these young people get a house.

As long as we understand, whether the house is rented or bought, the ultimate goal is to live. Trapping your life in a house is called a house slave. This is a question of concept.