Does anyone know what conditions are needed to apply for college students' entrepreneurial loans in Taiyuan?

1. Approval Form for Self-employment of College Graduates;

2. Original and photocopy of graduation certificate;

3. The original and photocopy of my ID card;

4. Registration card; 5. Two one-inch photos; 6. My file needs to be handed over to the graduation office of the Personnel Bureau.

Application conditions:

(1) The applicant for college students' entrepreneurial loan has reached the age of 18, and has a valid identity certificate and a legal residence certificate at the place where the loan bank is located, and has a fixed residence or business premises;

(2) Applicants for college students' entrepreneurial loans hold business licenses issued by the administrative department for industry and commerce and business licenses of related industries, engage in legal production and business activities, and have stable income and the ability to repay the principal and interest;

(3) Some of the investment projects of college students' entrepreneurial loan applicants have their own funds;

(4) The use of college students' entrepreneurial loans conforms to the relevant national laws and bank credit policies, and it is not allowed to be used for equity investment; (5) Open a settlement account in a bank, and the operating income will be settled by the bank.

Step 1: Apply.

Graduates apply to the Municipal Personnel Bureau with various materials.

The second step: preliminary examination. The Municipal Personnel Bureau is responsible for the pre-loan review of small loans, examining whether graduates meet the loan conditions, and whether the loan application project belongs to the small loan financial discount and meager profit project, and issuing a recommendation form. At the same time, the entrepreneurial ability of graduates applying for small secured loans is evaluated.

Step 3: Review. County (city) personnel bureau review, submitted to the county (city) guarantee institutions audit.

Step 4: Guarantee. The guarantee institution shall review the loan applicant's guarantee application and the counter-guarantee measures provided.

Step 5: Recognition. By the handling bank in conjunction with the county (city) personnel bureau and guarantee institutions, to review the loan project, responsible for the final approval of the loan application. After examination and approval of the loan, the handling bank shall sign a guarantee contract with the guarantee institution and a loan contract with the loan applicant.

Step 6: borrow money. College graduates (including junior college students, undergraduates and graduate students) engaged in self-employment are exempted from self-employment registration fees, self-employment management fees, and economic contract demonstration text cost. Within 1 year from the date of approval of operation. In addition, if you start an informal enterprise, you only need to register in the street of your district and county, and you can be tax-free for 3 years.

Content source: Internet