Is lightning borrowing reliable?

First, WeChat lightning loan is safe. Lightning loan is a WeChat-based lending platform launched by Palm Finance in March 20 14, and it is the first member-invited lending platform in China. Lightning borrowers obtain credit lines through credit certification, and can borrow at any time within the credit lines. This is a brand-new mobile payment product launched by Palm Finance, which keenly grasps the development trend of microfinance market and is close to the needs of microfinance users.

Second, lightning borrowing requires credit review of personal information, bank account number and WeChat. These elements include a person's basic information. If it meets the requirements, lightning loan will immediately transfer the loan to the borrower's bank card. Thirdly, as a financial information service platform for young people, lightning loan has four advantages: professionalism, quickness, low threshold and convenience. The fastest loan can reach 56 seconds. Compared with the traditional loan model, lightning loan is the real lightning loan. However, even with so many benefits, it is still necessary to remind that loans need to be treated with caution.

1, in the process of online lending, we must pay attention to risk prevention. In order to ensure the safety of funds and prevent regular loans, it is recommended that you choose a formal bank or a formal loan platform after comprehensive understanding, and borrow reasonably according to your actual situation.

Small loan companies should pay attention to timely repayment after lending. If the microfinance company fails to repay in time, it will be penalized. At the same time, personal credit may also be affected. It is suggested that the application for accelerated loan be submitted free of charge and accepted by the credit manager of the formal lending institution.

2. At present, major banks are relatively taboo about online lending. For example, when applying for a mortgage, if the bank sees in the credit report that many online loan records have not been settled, the general bank will require that these online loans must be settled and provide proof of settlement before they can be issued to you. Because in the bank's view, if a person often borrows online loans, it means that this person's repayment ability is generally poor. After all, the interest on online loans is relatively high. If a person can afford the high interest on online loans, it means that he is short of money and has poor income ability. If he invests money in such customers, the potential risk is even greater.

Operating environment: Apple 12iOS 14, lightning loan v5.3. 1.