Please ask for the written examination questions for Shandong Branch campus recruitment of Agricultural Bank of China over the years

1. Since January 1, 1984, the People's Bank of China has begun to exclusively perform the functions of a central bank, and its industrial and commercial credit and savings business functions have been transferred to C) A Bank of China B Bank of Communications C Industrial and Commercial Bank of China Bank D China Construction Bank

2. Which of the following are the responsibilities of the People's Bank of China ABCDE ) A. Issue orders and regulations related to the performance of its duties B. Issue RMB and manage the circulation of RMB C. Supervise and manage gold Market D. Responsible for the statistics, investigation, analysis and prediction of the financial industry E. Engaged in relevant international financial activities

3. The following are the regulatory concepts of the China Banking Regulatory Commission: ABDE) A. Manage risks B. Improve transparency C .Manage institutions D. Manage legal persons E. Manage internal control

4. The regulatory objectives of the Banking Regulatory Commission are the basic goals pursued by regulators (B) A (True) B (False) The regulatory objectives of the Banking Regulatory Commission are pursued by regulators The final effect or final state of Financial crime

5. The following are market access: (ABD) A. Institutional access B. Business access C. Legal person access D. Senior management access E. Technology access

6. The following are members of the China Banking Association: (ABCEF) A. Policy banks B. Commercial banks C. Postal Savings Bank of China D. Rural Capital Mutual Cooperatives E. Central government bond registration and settlement Limited liability company F. Asset management company G, rural commercial banks, rural cooperative banks, rural credit unions (excluding village banks and rural financial cooperatives); quasi-units include provincial banking associations

7. The executive body of the China Banking Association is the General Assembly (B) A (True) B (False) The highest authority of the China Banking Association is the General Assembly, and the executive body of the General Assembly is the Board of Directors, which is responsible to the General Assembly

8. The following are bank financial institutions: (ABEF) non-bank financial institutions include: financial asset management companies, trust companies, enterprise group finance companies, financial leasing companies, automobile finance companies, currency brokerage companies

A. Export-Import Bank of China B. Village Bank C. Asset Management Company D. Auto Finance Company E. Bank of Communications F. Rural Credit Union H. Financial Leasing Company

9. China Development Bank The tasks undertaken are: (B)

A. Agricultural policy loans B. Financing of national key construction projects C. Supporting import and export trade D. Supporting national development project financing

10 , The Agricultural Development Bank of China can handle intermediary businesses such as insurance agency (A) A (True) B (Wrong)

11. In accordance with the principle of "one bank, one policy", to promote the reform of policy banks, we should first promote (A) REFORM. A. China Development Bank B. Export-Import Bank of China C. Agricultural Development Bank of China D. Bank of China

12. Which of the following large commercial banks has not been listed on the exchange (B) A. Industrial and Commercial Bank of China B. , Agricultural Bank of China C, Bank of China D, China Construction Bank E, Bank of Communications

13. Which of the following large commercial banks is listed on both the Shanghai Stock Exchange and the Hong Kong Stock Exchange

A. Industrial and Commercial Bank of China B. Agricultural Bank of China C. Bank of China D. Construction Bank (only listed on the Hong Kong Stock Exchange) E. Bank of Communications

14. The first national joint-stock bank in New China is : (A) A. Bank of Communications B. China Merchants Bank C. Hengfeng Bank D. China CITIC Bank

15. City commercial banks were established and developed on the basis of the original city credit cooperatives (A) A ( True) B (Wrong)

16. In 1979, my country’s first urban credit cooperative was established in (D).

A. Guangdong - Guangzhou B. Jiangsu - Huaian C. Shandong - Qingdao D. Henan - Zhumadian

17. The new development trend of city commercial banks is: (ABD) A. Introducing strategic investors B, cross-regional operations C, institutional innovation D, joint reorganization E, expanding business scale

18. Village banks and rural capital mutual aid cooperatives were approved to be established in (D) A. 2004 B , 2005 C, 2006 D, 2007

19. On November 29, 2001, the country’s first rural joint-stock commercial bank was formally established in (C) A. Rural Commercial Bank of Yangzhou City, Jiangsu Province B. Chaozhou City, Guangdong Province Municipal Rural Commercial Bank C, Zhangjiagang Rural Commercial Bank D, Gansu Zhangye Rural Commercial Bank

20. Rural mutual financial cooperatives can accept deposits from non-members, but they cannot issue loans or handle other financial businesses. (B) A (True) B (Wrong) Rural mutual aid cooperatives are not allowed to accept deposits, extend loans and handle other financial businesses to non-members, and are not allowed to use the assets of the cooperative to provide guarantees for other units or individuals

21. The Postal Savings Bank of China’s market positioning is to fully rely on and leverage its network advantages to improve urban and rural financial service functions, focusing on (E) and (C) businesses, to provide basic financial services to urban communities and residents in rural areas, and to Other commercial banks form complementary relationships to support the construction of a new socialist countryside. A. Deposits B. Loans C. Intermediary D. Settlement E. Retail F. Consulting

22. The first foreign bank representative office approved to be established in my country is: (B) A. Bank of East Asia B. Japan Export-Import Bank C, Citibank D, HSBC

23. The following are the operating institutions of foreign banks: (ABD) A. Wholly foreign-owned bank B. Sino-foreign joint venture bank C. Foreign bank representative office D , branches of foreign banks

24. Wholly foreign-owned banks, Sino-foreign joint venture banks and branches of foreign banks can operate part or all of RMB business and foreign exchange business. (B) A (True) B (Wrong) Foreign bank branches can operate part or all of the foreign exchange business and RMB business for customers other than Chinese citizens

25. my country’s financial asset management companies include: (ABDF ) A. Cinda Asset Management Company B. Huarong Asset Management Company C. China Asset Management Company D. Great Wall Asset Management Company E. China Asset Management Company F. Oriental Asset Management Company

26. my country's The trust industry has undergone (B) large-scale clean-ups and rectifications. A, 4 B, 5 C, 6 D, 7

27. In 1979, the first trust investment company in New China was: (C) A. Shanghai International Trust Investment Company B. Guangzhou International Trust Investment Company C, China International Trust and Investment Corporation D, China International Trust and Investment Corporation

28. The service objects of enterprise group financial companies are limited to enterprise group members, but they can absorb deposits from the society and provide services to non-member units. .

(B) A (True) B (Wrong) The service objects are limited to members of the enterprise group. It is not allowed to absorb deposits from outside the group and provide services to non-member units

29. The following are non-banking financial institutions. : (ABCDEG) A. Financial asset management company B. Auto finance company C. Enterprise group finance company D. Financial leasing company E. Trust company F. Insurance company G. Currency brokerage company

30. Macroeconomics Which of the following aspects does the situation include? (ABC) A. Economic development level B. Economic development status C. Economic development prospects D. Economic development speed E. Macroeconomic environment

31. The overall goals of macroeconomic development generally include: (ABDE) A , Economic growth B. Price stability C. Balance of payments D. Full employment E. Balance of international payments F. Increase money supply

32. Which of the following sets of macroeconomic development goals corresponds to measurement indicators? Wrong? (A) A. Economic growth - gross national product (should be gross domestic product) B. Full employment - unemployment rate C. Price stability - inflation D. Balance of international payments - balance of payments

33. GDP growth rate is the main indicator reflecting the overall economic status of a country. (B) A (True) B (False) GDP is the main indicator to measure the overall economic status of a country, and its growth rate is a dynamic indicator that reflects the degree of change in the level of economic development in a certain period

34. my country’s Statistics Department The published unemployment rate is: (C) A. National unemployment rate B. Citizen unemployment rate C. Urban registered unemployment rate D. Urban and rural unemployment rate

35. Generally speaking, commonly used indicators to measure inflation: (ABD) A. Consumer price index B. Producer price index C. Gross domestic product D. Gross domestic product price deflator E. Household consumption index

36. In measuring inflation At that time, the producer price index was used the most and most commonly. (B)A. (True) B. (Wrong) Consumer Price Index

37. The following are current accounts in the balance of payments: (CDE) A. Direct investment B. Corporate credit C. Labor revenue and expenditure D, remittance E, trade balance F, government borrowing *** Current account: trade, labor service (transportation, tourism), unilateral transfer (remittance, donation); capital account: direct investment, government and bank borrowing and corporate credit

38. Among the measurement indicators of the balance of payments, the trade balance (ie, the import and export volume) is its most important part. (A )A (True) B. (Wrong)

39. The four stages of the economic cycle refer to: (C) A. Prosperity-Recession-Depression-Crash B. Prosperity-Depression-Recession- Collapse C. Prosperity-recession-depression-recovery D. Prosperity-depression-recession-recovery

40. The following economic structures belong to: (ABCDEFGJ) A. Industry B. Product C. Distribution D. Ownership E. Urban and rural areas F. Consumption G. Technology H. Production structure I. Institutional structure J. Region

41. The economic structure will directly affect the demand for commercial bank services by social and economic entities, thus determining to a certain extent Operating characteristics of commercial banks.

(A )A (True) B (Wrong)

42. The following industries belong to the secondary industry: (ABF) A. Construction industry B. Electricity, gas and water production and supply industry, mining Industry, C. Real estate industry D. Postal industry E. International organizations F. Manufacturing industry

43. The reasons why my country’s commercial banks’ intermediary business accounts for a low proportion of banking business are: (ABC) A. First , Extensive growth of the secondary industry B. The tertiary industry accounts for a low proportion in the national economy C. The demand for banking services is restricted due to various factors D. The innovation concept of bank intermediary business is not strong and the level of product development is low E , The professional quality of bank personnel is poor

44. In our country, the main forces promoting the growth of the entire economy are: (C) A. Production B. Consumption C. Investment D. Supply

45. The following functions of the financial market are: (ABCDF) A. Resource allocation function B. Pricing function C. Risk dispersion and risk management function D. Economic adjustment function E. Market guidance function F. Monetary financing function

46. The most important and basic functions of the financial market are: (A) A. Monetary financing function B. Resource allocation function C. Economic adjustment function D. Pricing function

47. The following Which are the characteristics of the capital market (C) A. Short repayment period, strong liquidity, low risk B. Short repayment period, low liquidity, high risk C. Long repayment period, small liquidity, high risk D. Long repayment period , strong liquidity, low risk

48. my country's money market mainly includes: (ABC) A. Inter-bank bond repurchase market B. Bill market C. Inter-bank lending market D. Foreign exchange market E , Exchange market

49. According to the specific types of trading instruments, the financial market can be divided into: (ABCEFG) A. Bond market B. Stock market C. Foreign exchange market D. Exchange market E. Gold Market F, insurance market G, bill market H, futures market

50. The financial market is divided into spot market and futures market according to (C) A. Transaction stage B. Trading place C. Delivery time D. Term

51. The exchange market is also called the over-the-counter market (B) A (True) B (False) Tangible market. The OTC market is also called the over-the-counter market or the invisible market

52. At the end of 1990, the Shanghai Stock Exchange and the Shenzhen Stock Exchange were established successively, marking the formal formation of my country's (B) market.

A. Bonds B. Stocks C. Gold D. Insurance

53. At present, our country has initially formed a capital market with bonds, stocks and other securities products as the main body, and the over-the-counter market and exchange market coexist (A )A (True) B (Wrong)

54. The following belong to my country’s commodity futures market: (ABCD) A. Dalian B. Zhengzhou C. Shanghai D. China Finance

55. The capital market is the basis for bank liquidity management, especially for achieving a balance between profitability and liquidity (B) A (True) B (Wrong)

56. The following are important aspects of financial market development The challenges for commercial banks are: (ABCDF) A. The impact on the value of bank assets and liabilities will continue to increase. B. Bank risk management will become more difficult. C. The bank’s risk events will be amplified. D. The bank’s capital sources will be reduced. The loss of high-quality customers E. will cause the collapse of the bank's institutional structure F. It is not conducive to the long-term development of the bank

57. The following are short-term financial instruments: (ADE) A. Commercial paper B. Stocks C. Corporate bonds D, repurchase agreements E, bank acceptance bills

58. The following are both direct financial instruments and long-term financial instruments: (AC) A. Corporate bonds B, commercial papers C, stocks D , Transferable large-denomination certificate of deposit E. Repurchase agreement

59. Transferable large-denomination certificate of deposit is both an indirect financing instrument and a short-term financial instrument (A) A (True) B (Wrong) Transferable large-denomination certificate Certificates of deposit and bank acceptance bills are both indirect financing instruments and short-term financial instruments. 60. According to the rights owned by investors, financial instruments can be divided into: (ABD) A. Debt instruments B. Equity instruments C. Derivative financial instruments D. Hybrid instrument

61. The components of a bond are: (ACDE) A. Interest rate B. Exchange rate C. Term D. Face amount E. Issuing institution F. Issue date

62. Issuance The purpose of financial bonds is to raise: (D) A. Short-term loan B. Medium-term loan C. Long-term loan D. Medium- and long-term loan

A. Institutional access B. Business access C. Legal person access D. Senior management access E. Technical access