Is Jieyang citizen insurance worth buying?

Jieyang citizen insurance is a supplementary medical insurance product for Jieyang area. Some friends in Jieyang want to buy Jieyang citizen insurance, but I wonder if Jieyang citizen insurance is worth buying? Let's learn about the product details of Jieyang citizen insurance!

Is Jieyang citizen insurance worth buying?

1. product background: Jieyang citizen insurance is a kind of inclusive supplementary medical insurance underwritten by Jieyang Branch of China People's Property Insurance Co., Ltd., which is specially designed for Jieyang medical insurance participants.

Second, the threshold of insurance: Jieyang citizens are not limited to age, occupation and household registration, as long as they are insured in Jieyang's basic medical insurance. In addition, the insured does not need a medical examination or health notification. Except that the insured has suffered from several serious past diseases and their complications, the insurance liability caused by other diseases or accidents is covered by Jieyang citizens' insurance.

Three. Insurance price: Jieyang citizen insurance is uniformly priced. Everyone in 66 yuan every year, regardless of age, the insurance price of people of all ages is uniform, and there is no ladder price.

Fourth, the scope of protection

1 Basic medical expenses within the scope of medical insurance

During the insurance period, the medical expenses incurred by the insured who must be hospitalized after being diagnosed by the hospital are in line with the coverage of Jieyang's basic medical insurance, and 75% of the expenses reimbursed by social basic medical insurance, serious illness medical insurance, supplementary medical insurance and medical assistance are paid by the undertaking institution, with the maximum payment not exceeding 6.5438+0.5 million yuan.

2 Specific high drug costs

During the insurance period, the insured was diagnosed and prescribed by a specialist in a hospital above the second level, and purchased and used drugs in hospitals and designated pharmacies that met the payment scope of Jieyang Civil Insurance Catalogue of Some High-priced Drugs. Without the deductible, the insurance company will pay 75%, and the maximum compensation will not exceed 6.5438+0.5 million yuan. If the insured activates the medical insurance electronic certificate during the promotion period of the Medical Insurance Bureau, the proportion of compensation will be increased to 80%.

The above is the answer to whether Jieyang citizen insurance is worth buying, and I hope it will help you.