Dazhou, Sichuan: Families with two children and three children buy a second new house, which can be regarded as the first suite.

On April 28th, the Office of the People's Government of Dazhou City, Sichuan Province issued the Notice on Printing and Distributing Ten Measures for Promoting the Healthy Development of the Real Estate Market in Dazhou City, valid until June 5438+February 3, 20221.

The "Notice" mentioned that it is necessary to implement differentiated housing credit policies, reasonably determine the minimum down payment ratio and the minimum loan interest rate for commercial personal housing loans, and better meet the reasonable housing needs of buyers. Increase financial support for high-quality real estate projects and construction enterprises, and keep the real estate credit supply stable and orderly. Increase financial support for affordable rental housing and promote the healthy and stable development of the real estate market.

Adjust the criteria for determining the number of housing units and loans, and appropriately relax the provident fund loan policy. Those who buy self-occupied housing in Dazhou, who have no housing provident fund loans in Dazhou, have sufficient repayment ability and good credit information, can apply for housing provident fund loans. Families who have two or three children in line with the national birth policy and buy a second set of new commercial housing in Dazhou can be regarded as the first suite and enjoy the interest rate of the first suite. The loan amount of housing provident fund can be increased by 654.38 million yuan.

The implementation of parents or children housing provident fund loans and mutual assistance. Employees who have no loan debt from Dazhou housing provident fund are allowed to withdraw housing provident fund and buy self-occupied housing for their children or parents in Dazhou. If you buy self-occupied housing in Dazhou, adult children or parents are allowed to apply for housing provident fund loans.

If you use provident fund loans to buy a house in the central city, the depositor can apply for withdrawing the balance of the account to pay the down payment after retaining 5% of the loan amount in his provident fund account, and implement the practice of withdrawing the loan first.

Encourage development enterprises to buy the first set of new commercial housing in the central city for all kinds of talents identified by Dazhou Talent Work Leading Group, college graduates aged 35 or above, new citizens (non-registered, including migrant workers) from other places who come to work and start businesses in our city, and permanent residents with two or three children's household registration or birth certificates, and give a discount of RMB 0/00 per square meter on the basis of market price. The specific scope and procedures are determined by local real estate associations and related real estate enterprises.

For the newly sold commercial and residential land, the bid bond shall be determined at no less than 20% of the starting price, and 50% of the land transfer price shall be paid within one month after the signing of the transfer contract, and the balance may be paid in installments according to the contract, and the payment period shall not exceed one year. Strict net land transfer, strengthen the follow-up service after land transfer, timely study and solve the problems left by land acquisition and demolition, speed up the construction of surrounding supporting infrastructure, optimize construction procedures, and create conditions for development enterprises to implement development as soon as possible.

The construction unit has the design scheme approved by the planning, the design and construction scheme of foundation pit support qualified by experts, and the review report of the construction drawing design document of the sales department issued by the construction drawing review agency. If the construction unit is the only general contractor, it can apply to the administrative departments of natural resources planning, housing and urban construction, urban management and law enforcement for the record of real estate project line inspection, foundation pit excavation and support, and the construction of buildings or structures where the sales department is located, and carry out preliminary construction according to the contents of the record. After handling the construction permit, the main structure of the house will be constructed.

Commercial housing development projects can apply for the "Pre-sale Permit for Commercial Housing" after completing the foundation and the first floor structure of the main body. The payment time of urban infrastructure supporting fees is extended to one-time payment when handling the pre-sale permit of commercial housing.

For enterprises with good reputation, no adverse social impact, and no illegal acts in recent two years, 75% of the supervision funds of commercial housing shall be reserved according to the total construction area that has been pre-sold, and the supervision funds shall be replenished in time after the expiration [300 yuan/m2 below 654.38+ m2 and 200 yuan/m2 above 654.38+ m2]. For projects with large pre-sale area and slow actual sales progress, the proportion of pre-sale supervision funds can be determined according to the actual area of the sales building on the premise that the development enterprise actively applies for and ensures that the sales of other buildings are suspended for more than 6 months.

We will promote the integration of surveying and mapping, acceptance and real estate registration processes, explore the new development projects in the pre-sale of commercial housing, and agree to issue certificates for real-time delivery, so as to obtain real estate ownership certificates when new commercial housing is delivered. In the same batch of development projects, if the first batch of newly-built commercial housing is delivered more than 50%, the development enterprises will be given pre-sale supervision funds and credit incentives.

On April 13, Yan Weidong, deputy secretary of Dazhou Municipal Committee and mayor, presided over a special meeting to study Dazhou's real estate policies and measures and arrange the deployment of the next phase of key work. Yan Weidong stressed that it is necessary to strengthen confidence, make precise policies, and pay close attention to implementation to promote the stable and healthy development of the real estate market.

On the basis of preliminary investigation and soliciting opinions, Dazhou plans to introduce policies and measures to promote the real estate industry to stabilize the market, prevent risks and control chaos. Yan Weidong pointed out that all localities and relevant departments should strengthen their confidence, give full play to Dazhou's comparative advantages and promote the stable and healthy development of the real estate market. We must unswervingly adhere to the policy of "housing without speculation" to better meet the reasonable housing needs of property buyers. It is necessary to speed up the introduction of policies and measures to stabilize the market, prevent risks and control chaos, and strive to achieve sustainable development. It is necessary to innovate and study new real estate financial products to better protect the demand for rigid housing. It is necessary to link with the land market and effectively maintain the order of the real estate market.

According to the data of the White Paper on Dazhou Real Estate Market, the total number of commercial housing online signs in Dazhou real estate market in 20021year was 48,693 sets, up by 27.19% year-on-year; The transaction area was 4439 169.2 square meters, up 24.87% year-on-year; The total transaction price was 27.06 billion yuan, up16.5% year on year; The average price was 5849.4 1 yuan/square meter, down 5.44% year-on-year.

According to the data of Dazhou Housing and Construction Bureau, the average transaction price of commercial housing in Dazhou central city in 20021year was 7035.72 yuan/m2, down 4.99% year-on-year, of which the average transaction price of commercial housing was 6629.08 yuan/m2, down 7.65% year-on-year.