How about Shandong Jianbang Group?

Shandong Jianbang Group is a comprehensive investment group initiated and founded by some professional and technical personnel. The group is headquartered in Jinan. Over the past ten years, it has experienced various development formats such as trade, industry, real estate, and investment. It has benefited from the good environment for the rapid development of the country's macroeconomics after the reform and opening up and the strong support of governments at all levels. After all colleagues With hard work and hard work, the group continues to accumulate, grow and expand.

The company's business scope involves energy and transportation, financial investment, real estate, culture and media, industrial investment and other fields. The company holds shares in more than a dozen legal person companies, and has established strategic cooperation with a number of enterprise groups and investment institutions. partnership, has strong economic strength and good development prospects.

Financial investment is also called "securities investment". Investment activities in which economic entities use funds to purchase financial assets such as stocks and bonds in order to obtain expected returns or equity. Financial investment is both a field and a method, and is the product of a developed market economy and credit. The earliest securities investment can be traced back to Europe in the 15th century. Since the 1980s, securities investment has become the most basic investment method in developed Western market economy countries. When an economic entity invests in the maintenance and expansion of real assets through the issuance of stocks, bonds and other securities financing methods, the purchaser of securities becomes a financial investor. A financial asset is evidence of the equity and claims of its holder against the seller. Financial investors earn returns by holding securities and sharing in the profits and equity of the organization selling the securities. Because financial assets make it possible to separate the ownership and management rights of property, they help to concentrate idle funds in society and transform them into investment funds for substantial production. They are an important channel for mobilizing and redistributing funds, and are therefore the basis for investment in developed countries. form.

Financial investment can be divided into several types in terms of its method, method, time, income, etc.

Division of methods

1. Direct investment

Fund suppliers and fund demanders meet directly and directly provide funds according to the conditions of the agreement. Direct financing is a financial operating mechanism using bonds and stocks as the main tools. Its characteristic is that economic units directly absorb and raise funds from society.

2. Indirect investment

Suppliers and demanders of funds do not meet directly, but indirect financing is carried out through financial institutions as the intermediary. For example, bank deposits mean that capital suppliers deposit funds in banks, and banks pool the funds and lend them to fund demanders. The bank acts as an intermediary for the supply and demand of funds. This is a typical indirect financing method under the modern credit system.

Time division

1. Long-term investment: It is an investment activity with an investment period of more than one year. For example, time deposits of more than one year have a longer repayment period; another example is stock investment, which is a permanent, indefinite investment with no repayment period.

2. Short-term investment: It is an investment activity with an investment period of less than one year, and its repayment period is short. For example, demand deposits, the funds can be withdrawn at any time; and short-term treasury bills, the time is generally 3, 6, or 9 months.

The length of investment time is closely related to the nature, income, risk, liquidity, etc. of financial assets.

Classification by nature

The main purpose of financial investment is to obtain income, but there are many types of securities, which vary in nature, term and other factors, so the level of income and payment methods are also different. The difference can be summed up into two categories.

1. Fixed income investment: It is the income due from a certain financial asset purchased by investors. A certain rate of return is specified in advance, paid regularly or at maturity, and throughout the entire period of the financial investment. Fixed, such as bank deposits, bonds, preferred stock investments, etc. This type of investment generally carries less risk.

2. Non-fixed income investment: It is the income due from a certain financial asset purchased by investors. The fixed rate of return is not determined in advance, and it may not be paid on time, but varies from time to time, such as Common Stock Investments. This kind of investment generally has higher risks, but also has greater profit opportunities and higher returns.