How to calculate the return of the Credit Insurance Fund?

The calculation method of the amount returned by the credit insurance fund is as follows:

1. Refund of insurance premium: within the scope of the guarantee of the Credit Insurance Fund, if an enterprise makes an insurance claim, the Credit Insurance Fund will refund it according to the proportion of the insurance premium paid by the enterprise. The specific return ratio varies according to different types of insurance and the nature of the enterprise.

2. Interest return: When an enterprise purchases credit insurance, it needs to pay a certain deposit to the credit insurance fund, which is included in the interest income of the credit insurance fund. When an enterprise surrenders its insurance, the Credit Insurance Foundation will return the deposit and the interest generated by it to the enterprise.