Can agricultural insurance and health insurance claim at the same time?

Agricultural insurance and Yikang insurance can claim at the same time as long as they conform to the principle of claim settlement, but if one of them does not conform to the claim settlement, then you can't claim at the same time.

Agricultural insurance and health insurance are almost the same, but the scope and actual concept are different. Compared with Yikangbao, Longbao's actual organization, management and content are definitely much larger and more comprehensive than Yikangbao.

First, agricultural insurance.

Agricultural insurance is a rural social security system that we are familiar with at ordinary times. The administrative department is responsible for organizing and managing rural economic organizations, collective institutions and workers from all walks of life. Workers enjoy basic old-age insurance benefits according to the payment of old-age insurance premiums when they are old. At present, areas with conditions mainly refer to areas with rapid urbanization, good local financial situation and the ability of the government and collectives to give certain financial support to farmers' participation. Among them, the suburbs are the most qualified areas to take the lead in establishing the agricultural insurance system.

Second, Yi Kangbao

Yikangbao's obvious advantages are different. Likangbao is an inclusive supplementary medical insurance introduced under the guidance of Wenzhou Municipal Government. Second reimbursement can be made on the basis of medical insurance, which mainly guarantees medical expenses and specific drug expenses inside and outside medical insurance, that is, reimbursement can be made again except medical insurance, with different reimbursement conditions and proportions. The insurance is not limited by age, occupation and health status. Anyone who participates in the local basic medical insurance can participate, with low insurance threshold and low price.

Third, the difference between rural insurance and health insurance.

1. The subjects are different. Agricultural insurance is organized and managed by the administrative department, while Yikangbao is an inclusive supplementary medical insurance introduced by the government.

2. The coverage ratio and reimbursement scope of the two are different, and the reimbursement scope of rural insurance is obviously better than that of Yikangbao.

3. Finally, the coverage of the two groups is different. Yi Kangbao is mainly aimed at the insured in a city, that is, the local basic medical insurance in Wenzhou, and the coverage of agricultural insurance is relatively wide. Basically, every employee and every economic organization has corresponding insurance conditions.