Hello, let me ask again. I work in the Maternal and Child Health Hospital of our district. Belong to contract employees. (formal employees pay occupational insurance) the unit said it could be given.

Unemployment insurance refers to the system that the state enforces it through legislation and the society sets up a fund to provide material assistance to workers who have temporarily stopped their livelihood because of unemployment. It is an important part of the social security system and one of the main items of social insurance.

brief introduction

Unemployment insurance (unemployment insurance, unemployment compensation insurance).

Edit the basic concepts of this paragraph.

The social security system includes social insurance, social relief, social welfare, social preferential treatment and resettlement, basic living security for laid-off workers from state-owned enterprises and re-employment, among which social insurance includes pension insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance. Unemployment insurance refers to a social insurance system in which workers temporarily lose their jobs for reasons other than their own, resulting in the interruption of their wages and the loss of their sources of livelihood. When looking for new employment opportunities, they get material help from the state or society to ensure their basic livelihood.

Edit the main features of unemployment insurance in this paragraph.

One is universality. It is mainly established to ensure the basic life of wage earners after unemployment, covering most members of the labor force. Therefore, in determining the scope of application, the insured units should be regardless of departments and industries, regardless of the nature of ownership, and their employees should be regardless of the form of employment, regardless of their hometown towns and rural areas. After the dissolution or termination of labor relations, as long as they meet the conditions, they have the right to enjoy unemployment insurance benefits. Analyzing the changes of the scope of application of unemployment insurance in China, it shows a trend of gradual expansion, from four categories of people in state-owned enterprises to seven categories of people in state-owned enterprises and employees, and then to all enterprises and institutions in cities and towns and their employees stipulated in the Unemployment Insurance Ordinance, which fully embodies the principle of universality. The second is mandatory. It is enforced by laws and regulations formulated by the state. According to the regulations, units and their employees within the coverage of the unemployment insurance system must participate in unemployment insurance and fulfill their payment obligations. According to relevant regulations, units and individuals that fail to fulfill their payment obligations shall bear corresponding legal responsibilities. The third is mutual assistance. The unemployment insurance fund mainly comes from social fund-raising and is shared by units, individuals and the state. The payment ratio and payment method are relatively stable. The unemployment insurance premiums raised, regardless of the source channel and the nature of the payer, are all included in the unemployment insurance fund, and are uniformly dispatched and used in the overall planning area to play the role of mutual aid.

Edit the composition of unemployment insurance benefits in this paragraph.

The Regulations on Unemployment Insurance stipulates that the unemployment insurance fund consists of the following items: (1) unemployment insurance premiums paid by urban enterprises and institutions and employees of urban enterprises and institutions; (2) Interest of the unemployment insurance fund; (3) financial subsidies; (four) other funds incorporated into the unemployment insurance fund according to law.

Edit the characteristics of the unemployment insurance fund in this paragraph.

Unemployment insurance fund is a special fund in social insurance fund. Its characteristics: first, mandatory. That is, the state collects social insurance premiums from employers and individuals within the prescribed scope in the form prescribed by law. The payer must fulfill the payment obligation, otherwise it will constitute an illegal act and bear the corresponding legal responsibility. In other words, which units and personnel should pay fees and how to pay them are stipulated by the state, and units or individuals have no freedom to choose. The second is free. That is, after the state collects social insurance premiums, it does not need to repay them, nor does it need to pay any price to the payer. The third is fixity. That is, according to the needs of social insurance, the state stipulates in advance the object, base and proportion of social insurance premiums. At the time of collection, it will not be adjusted at will because of the specific situation of the payer. Fixity is also reflected in the use of social insurance funds, the implementation of earmarking.

The importance of editing the unemployment insurance fund in this paragraph

Establishing the unemployment insurance fund is an important part of the unemployment insurance system. Other countries generally adopt five ways to raise unemployment insurance funds: first, it is shared by both employers and employees; Second, it is shared by the employer and the state; Third, it is shared by workers and the state; Fourth, it is shared by the state, employees and employers; Fifth, it is all borne by the employer. In countries where all the funds needed for unemployment insurance are borne by employers, insurance tax is mainly adopted, and only a few countries have adopted it at present. Countries mainly adopt the methods of charging fees and establishing funds. Since the establishment of China's unemployment insurance system, the fund system has been implemented, and the source of funds is employer contributions and financial subsidies. Practice has proved that the fund system adapts to the level of China's economic development and can provide a stable source of funds for unemployment insurance. However, due to the fact that only employers pay and employees don't pay, the collection amount is limited and the fund's affordability is weak. If the collection ratio is greatly increased, it will inevitably increase the burden on employers. At present, the state's financial resources are still insufficient, and some enterprises have difficulties in operating. It is feasible to appropriately increase the proportion of employers' contributions and implement individual contributions, which is also conducive to enhancing employees' insurance awareness. Unemployment insurance premium is the main source of unemployment insurance fund. Therefore, urban enterprises and institutions and their employees should pay unemployment insurance premiums in full and on time in accordance with the regulations, ensure the fund's ability to pay, effectively protect the basic livelihood of the unemployed, and promote the capital expenditure needed for re-employment. Developing unemployment insurance is an important duty of the state. On the one hand, the government should organize the collection and management of unemployment insurance premiums. On the other hand, when the unemployment insurance premium cannot meet the needs, it is also responsible for ensuring the needs of fund expenditure through financial subsidies. It is an important measure to ensure that the unemployment insurance premiums collected are deposited in banks or purchased government bonds according to regulations, and the interest income obtained is incorporated into the fund. Other funds refer to the late fees charged according to regulations and other funds that should be included in the unemployment insurance fund. Not including fines.

Edit the object and statistical caliber of unemployment insurance in this paragraph.

1. I am unemployed, engaged in paid occupation or self-employment; 2. I am currently able to work and can work; I am looking for a job in various ways. Unemployed people who have reached the legal working age but are attending school, performing military service or have no intention of employment do not belong to the category of unemployment.

The relevant provisions of the unemployment insurance regulations in this paragraph are amended as.

The unemployed referred to in the Unemployment Insurance Regulations only refer to those who have the ability to work and are unemployed within the legal working age. According to the relevant regulations, the current legal working age in China is 16-60 years old, and sports, literature and art and special craft units can recruit minors under 16 years old after performing the examination and approval procedures in accordance with state regulations. Employees of enterprises who have reached the age of 60, women who have reached the age of 50, employees of government agencies and institutions who have reached the age of 60 and women who have reached the age of 55 shall be subject to the retirement system. The retirement age can be reduced for employees who are engaged in toxic and harmful work and are disabled due to work-related illness. The so-called ability to work means that the unemployed have the behavioral ability to engage in normal social labor. People within the legal working age can't be regarded as unemployed if they don't have the corresponding working ability, such as mental patients, completely disabled people who can't engage in any social work, etc. At present, finding a job by some means without a job means that the unemployed have a job demand, but they have not yet achieved employment due to objective factors. Those who have no job at present, but have no job requirements, cannot be considered unemployed. These people voluntarily gave up their right to employment and have left the labor force, so they do not belong to the labor force, so there is no unemployment problem. There are many reasons for unemployment, and the leading factors are not exactly the same in different countries or different periods of a country. Internationally, the causes of unemployment are generally divided into the following categories: friction unemployment is caused by the time difference between the job-seeking and the positions that need to be provided. For example, if the newly-added laborers cannot find jobs, their jobs will be interrupted when they want to change jobs; Seasonal unemployment refers to the unemployment caused by seasonal changes in labor demand due to the influence of climatic conditions, social customs or buying habits on the production conditions or products of certain industries; Technical unemployment refers to unemployment caused by local labor surplus in society due to the use of new machines, equipment and materials and the adoption of new production technologies and new production management methods; Structural unemployment refers to unemployment caused by changes in economic and industrial structure, as well as changes in production form and scale, which promotes the corresponding adjustment of labor structure; Periodic unemployment, unemployment caused by periodic economic contraction in market economy countries.

Edit this paragraph, unemployment insurance benefits

Unemployment insurance money consists of unemployment insurance money, medical subsidy, funeral subsidy and pension, vocational training and vocational introduction subsidy. The most important thing in unemployment insurance benefits is unemployment insurance. Unemployed people can only enjoy other benefits during the period of receiving unemployment insurance benefits. In the unemployment insurance, Medicaid is the subsidy received by the unemployment insurance agency when the unemployed get sick and seek medical treatment. The standards are determined by the people's governments of all provinces, autonomous regions and municipalities directly under the Central Government, and generally include two parts: outpatient expenses paid together with unemployment insurance benefits and medical expenses reimbursed according to the prescribed proportion; If an unemployed person dies during the period of receiving unemployment insurance benefits, his family members may receive a one-time funeral subsidy and pension with reference to the provisions of local workers; Vocational training and job introduction subsidies are paid from the unemployment insurance fund to encourage and help the unemployed find jobs as soon as possible. Generally speaking, job introduction subsidies are paid to job introduction agencies, which introduce jobs for the unemployed free of charge, while vocational training subsidies are paid in different ways, some are paid directly to the unemployed, some are reimbursed after training, and some are subsidized to training institutions that train the unemployed.

Edit this paragraph how to apply for unemployment insurance?

After leaving the company, I will go to the street social security office where my household registration is located to register for unemployment with my resignation certificate and labor manual. I now meet the conditions for receiving unemployment insurance benefits, fill in the unemployment insurance registration form, and then go to the district and county employment agencies to apply for unemployment insurance benefits according to the time and place notified by the street.

Edit this paragraph to calculate the time limit for receiving unemployment insurance benefits.

"The period of receiving unemployment insurance benefits" refers to the period from the date of application to the day before the corresponding month. For example, if you apply for unemployment insurance for three months on February 8, the "period of receiving unemployment insurance" is from February 8 to May 7. If I voluntarily request to suspend receiving unemployment insurance benefits, or if I automatically suspend receiving unemployment insurance benefits after re-applying for employment procedures, the original period of receiving unemployment insurance benefits will decrease month by month. For example, if you apply for unemployment insurance for two months on June 3, the collection period is from June 3 to August 2, and after the business is suspended in July (no matter which day), the collection period is changed to June 3 to July 2. Unemployment insurance will be suspended from July 3rd. The period of unemployment insurance money that unemployed people have not applied for can be kept, and those who apply for it later can apply for it again. Re-employment and re-employment after paying unemployment insurance premiums for one year, the remaining period is calculated together.

Edit the payment level of unemployment insurance in this paragraph.

The standard of unemployment insurance premium is determined according to the accumulated payment period and age of unemployed people. Under the condition of the same payment period, the payment standard of unemployment insurance premium increases with the increase of the applicant's age, that is to say, unemployment insurance pays more attention to the older unemployed. The payment standard of unemployment insurance is published by the municipal labor and social security department.

Edit this period of receiving unemployment insurance benefits.

(1) receive unemployment insurance. (2) If you are sick or have children, you can apply for 70% medical subsidy in accordance with the regulations when you go to a designated hospital for treatment. (3) Unemployed persons who start private enterprises, engage in self-employment or organize themselves for employment during the period of receiving unemployment insurance benefits can receive unemployment insurance benefits for the remaining period in one lump sum (plus the months that have been received after this approval, the longest is not more than 24 months) as supporting production funds. (4) If an unemployed person dies while receiving unemployment insurance benefits, his family members may apply for funeral subsidies and provide a one-time pension for his immediate family members. (5) Unemployed women who give birth during the period of receiving unemployment insurance benefits and meet the national family planning regulations may apply for maternity grants for 3 months, with the same criteria as the unemployment insurance benefits they receive. (6) Free employment services such as vocational guidance and vocational training.

Edit this paragraph and pay attention to the problem of seeing a doctor during the period of receiving unemployment insurance.

Go to the designated hospital for treatment If referral is needed, it should be approved by the county unemployment insurance department in advance. You can choose the nearest hospital for emergency treatment, but you can't go to a designated hospital without medical insurance. The scope and standard of medical expenses subsidies refer to the provisions of medical insurance for employees in this Municipality, which means that medical insurance is included in the scope of payment, and unemployment insurance allows subsidies of 70%.

Edit the paragraph of unemployment insurance refund

Unemployed people who receive unemployment insurance benefits after re-employment and other unqualified items shall be returned. The procedure for returning unemployment insurance benefits is that the returnee holds the labor manual (employment certificate is required for those who have not gone through the employment formalities) and applies to the county unemployment insurance department for refund. The unemployment insurance department verifies the refund amount and fills in the payment form. After paying the money in the bank, the refund person goes to the county unemployment insurance department to get the receipt, and the unemployment insurance department records the refund in the labor manual, and modifies it in the computer system to get the record.

Edit this passage about the current unemployment situation in China.

From the analysis of China's current situation, the main reasons for unemployment are as follows: First, the supply of labor exceeds demand. China is the most populous country in the world. At the end of 1998, the total population reached1250,000, of which the economically active population reached 71000,000. Especially since 1980s, China has entered the peak period of working-age population, and the proportion of working-age population in the total population has obviously increased, with an increase of nearly 10 percentage point in ten years. On the other hand, China is a developing country with a relatively low level of economic development and a relative shortage of other economic resources, which restricts the development and utilization of labor resources. According to the development trend, in the coming period, there will be about100000 new laborers every year, and about 30 million rural surplus laborers will flow across regions, and a considerable part of them will join the urban employment team. In addition, with the deepening of the reform of enterprises and institutions, the problem of redundant workers formed in history will be gradually solved, and it will be an inevitable trend for a large number of redundant workers accumulated over the years to enter the social competition for employment. It can be said that the contradiction of oversupply of labor force will exist for a long time. Second, China is making major adjustments to its economic structure, and accordingly, the labor structure will inevitably be adjusted, which will inevitably cause some people to lose their jobs. This structural unemployment situation has increased the unemployment pressure. Third, with the progress of science and technology and the improvement of labor productivity, some fields, especially the traditional sectors of primary and secondary industries, can not only expand employment capacity, but also reduce the number of employees and divert part of the labor force, resulting in an increase in unemployment. Fourth, because many unemployed people have single skills, low professional and technical level, it is difficult to meet the needs of employers, and the concept of choosing a job is outdated, so it is difficult to rely on their own efforts to open up employment opportunities and realize re-employment. Fifth, China's current social security system is imperfect, its coverage is narrow, the market employment mechanism is not fully established, and there are obvious constraints on the flow and rational allocation of labor.

Edit this unemployment insurance business guide.

1. Who can enjoy unemployment insurance benefits? Unemployed persons who meet the following conditions at the same time can enjoy unemployment insurance benefits: (1) They participate in unemployment insurance according to regulations, and their units and individuals have fulfilled their payment obligations for 1 year; (2) Discontinue employment without my own will; (3) Those who have registered for unemployment and have job requirements. 2. Who's employment was not interrupted by their own will? (1) The labor contract is terminated; (2) The employer terminates the labor contract; (3) Being expelled, removed or dismissed by the employing unit; (4) The labor contract is terminated with the employer because the employer forces labor by means of violence, threat or illegal restriction of personal freedom; (five) the employer fails to pay labor remuneration or provide working conditions in accordance with the labor contract and terminates the labor contract; (six) as otherwise provided by laws and regulations. 3. What is the time limit for receiving unemployment insurance? If the accumulated payment time of unemployment insurance is over 1 year but less than 5 years, the longest payment period is 12 months. If the accumulated payment time is less than 5 years 10 year, the time limit for receiving unemployment insurance benefits is 18 months; If the accumulated payment time exceeds 10 years, the period for receiving unemployment insurance benefits is 24 months. 4. What benefits do the unemployed enjoy during the period of receiving unemployment insurance benefits? (1) Sign up for free vocational skills training in the selected major. Unemployed people can participate in vocational skills training organized by labor and social security departments free of charge during the period of receiving unemployment insurance benefits. (2) Medicaid. Every month 10 yuan's medical subsidy is paid by unemployment insurance. 5. During the period of receiving unemployment insurance benefits, what circumstances should terminate unemployment insurance benefits? (1) Re-employment. Unemployed people are re-employed during the period of receiving unemployment insurance benefits and have gone through employment procedures; (2) Those who should be conquered for military service; (3) emigration; (4) Enjoy basic old-age insurance benefits. If the unemployed reach the legal retirement age during the period of receiving unemployment insurance benefits, the file escrow agency shall handle the retirement procedures for them. If the archival agent is not entrusted, it shall be declared by the unemployment insurance agency and enjoy the basic old-age insurance benefits according to the regulations; (5) Being sentenced to fixed-term imprisonment or reeducation through labor; (6) Failing to accept the work introduced by the department or institution designated by the local people's government twice without justifiable reasons; (seven) other circumstances stipulated by laws and administrative regulations. 6. How to recalculate the payment period of unemployed people and the period of receiving unemployment insurance benefits? If the unemployed are unemployed again after receiving unemployment insurance benefits, the payment time will be recalculated. The time limit for receiving unemployment insurance benefits shall be combined with the time limit for receiving unemployment insurance benefits but not yet received, but the longest time shall not exceed 24 months; Re-employment is less than one year and unemployed again, you can continue to apply for the unemployment insurance money that you should receive from the previous unemployment.