Is Huaxia Life Insurance a liar?

Xueba says insurance, focusing on insurance product evaluation! Is Huaxia Life Insurance a big company? Is it reliable? A good article for everyone: "I don't know if I don't know, Huaxia Life Insurance still has many routines."

Huaxia Life Insurance is unreliable, but neither is it credible. Don't worry, it will deceive people. The reason why all insurance companies are absolutely formal and will not cheat insurance lies in the comprehensive management of the CBRC, so they will definitely settle claims smoothly according to the contract. Moreover, the establishment of an insurance company requires at least 200 million yuan (laws and regulations are clearly written). I believe that those reliable insurance companies definitely have the strength to pay enough money.

Huaxia Life Insurance was founded in June, 5438+February, 2006, headquartered in Beijing, with a registered capital of153 billion yuan. Is a national joint-stock life insurance company.

1. What is the strength of Huaxia Life Insurance Company?

From 2065438 to July 2009, Huaxia Life Insurance ranked 442nd in Fortune Global 500, which was the fastest and shortest financial enterprise from its establishment to becoming Fortune Global 500.

China Life Insurance's 20 19 premium income18,279.5 billion yuan ranks fourth in the country, second only to China Life Insurance, China Ping An and Pacific Ocean.

Generally speaking, Huaxia Life Insurance has abundant funds, high public recognition and overwhelming strength.

Second, the solvency of China Life.

Solvency refers to the ability of insurance companies to repay debts. The higher the solvency, the more abundant its financial situation.

In the first quarter of 2020, China Life's core solvency adequacy ratio was 1 13.83%, its comprehensive solvency adequacy ratio was 130.26%, and its comprehensive risk rating was A, far exceeding the passing line stipulated by the CBRC, and it performed well. I have listed the insurance companies with high solvency. Poke here to find out: "Which insurance company is the top ten solvency in 2020?" 》

3. Which products of Huaxia Life Insurance are cost-effective?

Huaxia Life has a full range of insurance products, including critical illness insurance, medical insurance, accident insurance, life insurance and annuity insurance. The more popular products are: evergreen tree, healthy life, Fulinmen and so on. Let's look at the picture:

Whether Huaxia insurance is worth buying depends on the specific product. Take its popular "Evergreen Tree Series" for example. Although the guarantee is comprehensive, the cost performance is low. For a detailed evaluation of evergreen trees, please read this article: "Do you want to buy evergreen trees in China?" I gave up after reading this.

And many people want to know about China's Fulinmen Annuity Insurance. You can poke here "What is the income of China Fulinmen Annuity Insurance? Is it worth buying? " 》

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Source: Xueba said that insurance official website