What is the recruitment credibility of Shenyang ICBC AXA Life Insurance Company?

Brother Bao said that insurance focuses on the evaluation of insurance products! Where does ICBC AXA rank among insurance companies in China? We can judge according to all kinds of data. If you are interested, look directly at this latest ranking list! Top Ten Insurance Companies in China

Is ICBC AXA reliable? Let's talk about the background and strength of the company first.

ICBC AXA was formally established in July 2065438+2002. Headquartered in Shanghai, with a registered capital of125.05 million RMB, it was jointly established by China Industrial and Commercial Bank, French AXA Group and China Minmetals Group. Among them, China Industrial and Commercial Bank holds 60% of the shares. Before, some friends always asked me what is the relationship between ICBC AXA and ICBC. I should understand it ~

In addition, according to the data released by the China Banking Regulatory Commission on 20 19, the premium income of ICBC-AXA Life Insurance ranks first among foreign life insurance companies in the domestic insurance market.

The strength is really strong, so what about the product?

ICBC AXA has many insurance products for you to choose from. The best sellers are Royal Rubik's Cube No.5, Royal Life Insurance and Royal Ruyi Critical Illness Insurance. Let's take Imperial Cube 5 as an example to analyze it. Royal Cube 5 is a critical illness insurance product. After knowing this product, I checked it carefully once. For details, you can directly read this article "Top Ten Insurance Companies Worth Buying" popular critical illness insurance inventory!

Due to the limitation of space, I'll just talk about it briefly here. First, let's look at product assurance:

From the perspective of security, one of the highlights is that the insured amount can be returned after maturity, which means that it is entirely possible to get back hundreds of thousands of dollars after decades, and there is more money available than returning the premium after maturity.

But there are still some shortcomings, such as the following:

1. Incomplete protection: There is no medium illness protection, and only by adding medium illness protection can we get good critical illness insurance.

2. The proportion of compensation is low: only 20% is paid for mild illness, and only 30% can be considered as passing.

3. Long interval: No matter serious illness or mild illness, it is required to pay the second compensation every year, which is too long.

4. Disease grouping is not practical: both serious diseases and mild diseases are grouped. Even if they are grouped, cancers are not grouped separately, which greatly reduces the probability of payment.

If you like this company, this product can also be considered, but it is important to compare with other products. After all, buying insurance is not buying pork. In order to give you more choices, I have arranged some good critical illness insurance, and the top ten insurance companies are worth buying.