Is peanut finance a regular loan?

Peanut finance is not a regular loan. Peanut Finance is a supply chain financial solution provider for SMEs. The company mainly provides short-term liquidity for small and medium-sized enterprises in the fields of people's livelihood such as e-commerce, medical equipment, auto parts, logistics, etc., and solves the financing difficulties of enterprises.

First, conventional loans.

1. Routine loan is to induce or force the victim to sign relevant agreements such as "loan" or "loan", "mortgage" and "guarantee" in disguise for the purpose of illegal possession, and form false creditor's rights and debts by means of inflating the loan amount, maliciously creating a breach of contract, arbitrarily identifying the breach of contract, destroying repayment evidence, etc. , resort to litigation, arbitration, notarization or resort to violence and guarantee.

2. For the joint crime of "routine loan", if there is indeed evidence to prove that three or more people form a relatively strict and fixed criminal organization, and commit the crime of "routine loan" in a premeditated and planned way, and have formed a criminal gang, it shall be recognized as a criminal group.

3. The essence of "routine loan" is a kind of fraud under the guise of private lending. "Routine loan" has already possessed the rudiment of knowledge-based crime, and even some legal practitioners have become accomplices or "consultants" of criminals, giving them professional "legal guidance", improving the success rate of "false litigation" and obtaining high criminal profits.

Second, the characteristics of conventional loans

1 is to create the illusion of private lending. The defendant solicited business in the name of a small loan company, signed a loan contract with the victim, created the illusion of private lending, and defrauded the victim to sign a "false loan contract", "yin-yang contract" and a real estate mortgage contract in various names such as "liquidated damages" and "deposit", which was obviously unfavorable to the victim.

2. It is to create traces of running water in the bank and deliberately create the illusion that the victim has obtained all the money borrowed from the contract.

3. unilaterally and arbitrarily identify the victim's breach of contract and require the victim to repay the "inflated loan" immediately.

4. It is malicious to increase the loan amount. When the victim is unable to pay, the defendant introduces other fake "small loan companies" or individuals, or "plays" other companies to sign new "false loan contracts" with the victim, so as to "balance the accounts" and further increase the loan amount.

5, is a combination of soft and hard "debt", or bring false litigation, through the successful judgment to occupy the property of the victim or his close relatives.