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What is the difference between marketing and customer service positions in bank recruitment?
1, with different properties.
Marketing can handle transfer settlement and cash deposit, but not cash withdrawal. .
Customer service can deposit and withdraw money at any time, but the withdrawal must be transferred to the bank in basic account by bank transfer check, and then withdrawn by bank cash check.
2. Different purposes
Marketing category is to determine whether the internal control of the audited entity can prevent and find out the major misstatement or omission of some financial statements.
Customer service is an assessment to deal with the risk of material misstatement. In order to prove that control can prevent or find and correct major misstatements at the identification level, it is necessary to obtain the relevance and reliability of audit evidence. The higher the requirements for the relevance and reliability of audit evidence, the larger the scope of control testing.
3, the nature range is different.
Marketing category: generally refers to the sum of the quantity and amount produced by banks, including unsold inventory that has not yet formed income;
Customer service is the sum of main business income and other business income, and some circulation banks calculate the difference income, that is, gross profit.
4. Different responsibilities
The marketing department is responsible for the unified management of bank property and materials, and conducts property inspection once a year to improve the systems of custody, requisition, maintenance, compensation, scrapping, loss reporting and personnel handover, so as to ensure the consistency of accounts and materials.
The customer service class is responsible for organizing the preparation of bank fund raising plans and use plans, and organizing their implementation. The fund-raising plan and use plan shall be compiled on an annual, quarterly and monthly basis in combination with the business forecast and decision-making of the unit and the plans for production, operation, supply, sales, labor and technical measures.
According to the bank's economic accounting responsibility system, the planned indicators are decomposed and implemented, and the implementation is supervised. According to the requirements of the development of production and operation and the saving of funds, organize relevant personnel, reasonably verify the capital quota, strengthen the management of capital use, and improve the effect of capital use. In accordance with the requirements of combining management with centralized and graded management of funds, formulate measures for the implementation of fund management and accounting, and organize relevant departments to implement them.
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