How to apply for Netease small loan without provident fund? What is the certification process of provident fund?

Netease Small Loan is a pure online mobile loan software. Users can get a small loan of less than 50 thousand yuan on this software, and users need to use the housing provident fund as information. Many friends say that they have no provident fund, so what should borrowers do without provident fund? Today, I will talk to you about the process of Netease small loan provident fund certification.

First of all, we need to know that not everyone can apply for a loan. Netease small loans are only for white-collar workers in seven major cities: Beijing, Shanghai, Guangzhou, Hangzhou, Shenzhen, Nanjing and Nanchang.

The second thing you need to understand is that you can't apply for Netease small loans without provident fund.

Netease Small Loan Provident Fund Certification Process

Take Beijing as an example to explain to you.

1. First, you must obtain a joint card of Beijing Provident Fund (if not, you can contact the financial or administrative personnel of the company to claim it).

log in

, click the "Individual Housing Provident Fund Inquiry" button.

3. In the main interface, select "Authentication Method": ID card.

4. Enter the corresponding ID number, password and verification code, and then click "Query" to enter the personal provident fund query interface.

5. After the borrower successfully logs into the housing provident fund interface, he enters the same personal information in the housing provident fund authentication interface of Netease Small Loan, and the authentication is completed.