Is it necessary to buy Tianyi Yongning?

This product is also jointly underwritten by 10 commercial insurance companies such as PICC P&C Insurance, Ping An Pension, China Life Insurance, Taikang Pension, Taibao Life Insurance, Ping An Property Insurance, China Property Insurance, China Life Insurance and Sunshine Property Insurance. In addition, this product is directed by Ningbo municipal government.

Precautions:

Tianyi Yongning Insurance is actually the exclusive inclusive commercial supplementary medical insurance in Ningbo, and it is the same type of product as the previous Ningbo Citizen Insurance, Ningbo Yonghui Insurance and Ningbo Gonghuibao. As long as it is the basic medical insurance in Ningbo (including medical insurance for urban workers and medical insurance for urban and rural residents), the insured can buy it.

This product is one of the Huimin insurances launched by Ningbo Municipal Government. It is underwritten by 65,438+00 insurance companies, including PICC P&C insurance, CPIC insurance and Ping An pension, so there is no need to worry about its solvency at all.

Tianyi Yongning Insurance is still a very "inclusive" product. After all, the premium is here. Even if it has such restrictions, it does not restrict the insured, so there are several types of people who can buy it:

First, there is no better commercial insurance to choose from after a serious illness. Only friends with social security can choose.

Second, the elderly, who are old and have many physical problems, do not have cost-effective commercial insurance and can buy it.

Third, friends who have insurance awareness but limited financial ability can buy commercial medical insurance.

Fourth, people engaged in high-risk occupations.

In addition, tianyi Yongning insurance can also be paid with the balance of the medical insurance card over the years. In fact, most young people do not have many opportunities to use medical insurance every year. Why not use these "spare money" to buy a guarantee for your family?