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What credit card banks are there in Beijing?
Bank of Beijing standard credit card is a credit card jointly issued by Bank of Beijing and China UnionPay. It has basic functions such as credit consumption, cash deposit and withdrawal, transfer and settlement. It can be used by merchants and ATMs with "UnionPay" logo at home and abroad, and cardholders can enjoy corresponding value-added services according to the credit rating and product category of their credit cards.
Bank of Beijing standard credit card annual fee 100 yuan, free in the first year, and free to swipe the card five times in the next year. The longest interest-free period is 50 days, the credit line is 1 0,000-10,000, and the withdrawal amount is 50% of the credit line. In addition, what are the characteristics of the standard credit card of Bank of Beijing?
Consumption first, repayment later, no need to deposit cash. Bank of Beijing credit card, you can spend first and then repay. You can swipe your card without pre-depositing cash, and enjoy an interest-free repayment period of up to 50 days, allowing you to spend happily and manage your finances flexibly.
Easy to use. No matter at home or abroad, you can use the Bank of Beijing credit card for free at all special merchants with the logo of "UnionPay" for consumption and self-service machines, and enjoy the fun of life in the credit age.
Withdraw cash by credit card. No matter at home or abroad, you can use the Bank of Beijing credit card to withdraw cash from all our business outlets and ATMs with the logo of "UnionPay", which provides convenience for emergency use and makes you travel without worry.
The credit card password is optional. When spending by credit card in China, Bank of Beijing Credit Card provides you with "signature" or "signature+password" to fully protect your card safety. You can choose any way to confirm your consumption according to your own needs.
724 hours customer service. Whenever you need to call our 24-hour customer service hotline 4006-60 1 169, our customer service staff will help you solve all the card problems online, which is professional, convenient and easy. Bank of Beijing credit card, you can spend first and then repay. You can swipe your card without pre-depositing cash, and enjoy an interest-free repayment period of up to 50 days, allowing you to spend happily and manage your finances flexibly.
SMS notification. When your credit card is spent in 300 yuan or above (excluding), we will send a short message to remind you free of charge to fully protect your credit card.
Which is better, Bank of Beijing China UnionPay Express Pass Card or Year of the Tiger Zodiac Card?
Year of the Tiger Zodiac Card.
Bank of Beijing Tiger Zodiac Platinum Credit Card (referred to as "Tiger Zodiac Card") is a series of credit card products with the theme of Zodiac launched by Bank of Beijing.
The card has basic financial functions such as overdraft consumption, cash deposit and withdrawal, transfer and settlement, and can be used by merchants and self-service machines with the logo of "UnionPay" at home and abroad.
In addition to the basic financial functions of Bank of Beijing credit card, you can also enjoy the benefits of Ping An card protection, platinum enjoyment and so on, and you can also enjoy the privilege of spending three times the points online in the month of your birthday.
Is the Bank of Beijing credit card easy to approve? You can choose different types.
Users can choose different banks when applying for a credit card, so is the credit card of Bank of Beijing good? Have you ever applied for a credit card from this bank? Let's talk about the problems that should be paid attention to when applying for Bank of Beijing credit card.
Whether the credit card of Bank of Beijing is approved depends on whether the applicant meets the conditions stipulated by the bank. Generally, the applicant must be 18 years old and have full capacity for civil conduct. Ability to repay the arrears on time; The borrower has good credit information. If the above conditions are met, he can apply for an ordinary credit card of Bank of Beijing.
There are many types of credit cards launched by Bank of Beijing, such as Platinum Credit Card in the Year of the Ox, Canal Culture Credit Card, JD.COM Plus Co-branded Card, Leka UnionPay Card and Le Jia Card. Different cards contain different rights and interests, so users can choose the card that suits them best, so that they can get preferential treatment when spending.
Bank of Beijing credit card can be applied directly in official website. It is worth noting that different users get different credit lines when applying. Usually, the credit limit will be low when applying for the first time. With the continuous use of users, the credit limit will continue to increase to meet the daily consumption needs.
Users must return their credit cards on time after daily use, and they cannot be overdue. If you can't return it on time, you can use installment repayment or minimum repayment amount, which can effectively reduce the monthly repayment amount and will not be overdue. In fact, if they can't return it on time, they can borrow money from friends around them and return it later.
It is worth noting that after loans overdue, banks will upload overdue records to the credit information center, which will lead to the deterioration of personal credit information and affect the handling of subsequent loans. Moreover, after the arrears are returned, the overdue records will continue to be kept in the credit information for five years, and will disappear automatically after five years, and will not be recorded in the credit information all the time.
What credit cards are good for Bank of Beijing? This concludes the introduction of credit card banks in Beijing. I wonder if you have found the information you need?
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