Is it illegal for training institutions to make regular student loans?

Illegal. Training loan generally means that training institutions cooperate with P2P peer-to-peer lending institutions to lend money to students, and the students repay in installments. Nowadays, recruitment companies (actually training institutions) often use recruitment websites to train job seekers in the form of recruitment. The crime of "routine loan" is that criminal suspects and defendants fabricate facts and conceal the truth in the name of private lending for the purpose of illegal possession, sign various obviously unfavorable contracts such as "false and yin-yang loan contracts", and then "enforce creditor's rights" and "inflate debts" to the victims by means of "Qian Shengqian flow", "arbitrarily determine the default" and "transfer the single account to even account". Criminal suspects and defendants often resort to violence, coercion, "soft violence" and false litigation in the process of demanding "debts" from the victims. The emergence of "routine loan" is private lending. In essence, it is a criminal act of deceiving or forcing victims to fall into the loan trap and illegally occupying other people's property through various means under the guise of private lending. It is essentially different from usury for the purpose of obtaining high interest rates. The city's public security organs, people's procuratorates and people's courts should deeply understand the nature of the crime of "routine loan", punish related crimes according to law, earnestly safeguard social security and stability, and protect the legitimate rights and interests of the people.

Legal basis: Article 110 of the Criminal Procedure Law of People's Republic of China (PRC). Any unit or individual who discovers criminal facts or suspects has the right and obligation to report to the public security organ, the people's procuratorate or the people's court. Victims have the right to report and accuse criminal facts or criminal suspects who infringe their personal and property rights to public security organs, people's procuratorates or people's courts. Public security organs, people's procuratorates or people's courts shall accept reports, complaints and reports. If it does not belong to its own jurisdiction, it shall be transferred to the competent authority for handling, and the informant, complainant and informant shall be notified; For those who are not within their control and must take emergency measures, they should take emergency measures first and then hand them over to the competent department. Where a criminal surrenders himself to a public security organ, a people's procuratorate or a people's court, the provisions of the third paragraph shall apply.