What are the basic principles of cash cashier business?

The basic principles of cash cashier business are: the principle of money account in charge, the principle of double handling, the principle of separation of payment and receipt, the principle of substitution review, the principle of handover procedures and the principle of checking the warehouse.

1, principle of money account management: those who manage money don't care about accounts, and those who manage accounts don't care about money.

2. Double handling principle: adhere to double handover, double escort, double warehouse management and double warehouse storage.

3. The principle of separation of payment and receipt: the collection business and payment business are handled separately, with two lines of payment and receipt. A person can't be responsible for both collection and payment.

4. Principle of checking on behalf of others: All receipts and payments must be checked on behalf of others.

5. Handover procedures and warehouse inspection principles: When changing money or cashiers, you must go through handover procedures and distinguish responsibilities; Adhere to regular or irregular database checking to ensure that the accounts are consistent.

The service object of cash cashier is the customers related to it. On the one hand, by handling cash settlement for customers. Make its economic activities normal; On the other hand, it is also responsible for implementing the national monetary policy and implementing the currency issuance and withdrawal plan. Important work such as adjusting the circulation ratio of money in the market. It is a basic business of banks and financial institutions.

Principles of Cash Cashier's Work Comparison between Cash Cashier and Transfer Settlement in Commercial Banks. It has the characteristics of direct high risk. Trivial and complicated. Take up a long service time. This is also an industry where customers need efficient service. It is necessary to establish necessary risk prevention procedures. Simplify the procedures. Improve work efficiency and strive to complete the most complicated work with the simplest procedure. Clear the most clear responsibility.

The task of cash cashier:

1. Implement the financial laws and relevant rules and regulations of People's Republic of China (PRC).

2. Handling cash (including domestic currency and foreign currency) receipt and payment, the hour, storage and transportation. Do a good job in cash withdrawal and supply.

3. Deal with RMB exchange and surplus picking business. Adjust the proportion of RMB securities circulating in the market.

4. Accept the entrustment of the People's Bank of China and issue some currencies. Acting as an agent for some cash receipts and payments of other banks and financial institutions.

5. Take care of the RMB. Public propaganda work to maintain the credibility of RMB. Do a good job in anti-counterfeiting and anti-destruction of local and foreign currencies.

6. Authorized by the People's Bank of China. Bear the damage to the public RMB and foreign currency exchange. Final identification of fake RMB and fake foreign currency.