Why are many people so resistant to insurance?

Some people see the product introduction, either cancer or death, and have not bought it yet. Sounds like the whole person is not good. People in China pay attention to luck and holiday shopping, but insurance can only be used when they are sick or die, so many people think it is too taboo.

Especially the older generation, the traditional concept is very heavy, thinking that buying insurance is cursing themselves and will produce natural rejection. So many people buy insurance for their parents, all secretly. If found, it will inevitably be scolded.

What's more, more than a decade ago, the payment conditions of each critical illness insurance were different, not only the definition of the disease was different, but also the means of diagnosis and treatment had some restrictions. In this way, some insurance companies can compensate for the same disease, while others can't. But the terms are too complicated to understand, and it is difficult for users to understand. This makes it very easy for people to have negative thoughts about insurance and think that it is too difficult to make insurance claims.

Extended data

Insurance must be known.

(1) When the salesman visits you at home, you have the right to ask the salesman to show the valid work certificate of the insurance company, including the qualification appraisal of insurance sales practitioners and the practice certificate of insurance sales practitioners.

(2) You have the right to ask the salesman to truthfully explain the relevant contents of insurance according to the insurance clauses. When you decide to take out insurance, please read the insurance clauses carefully to ensure your own rights and interests.

(3) When filling in the insurance policy, you must truthfully fill in the relevant contents and sign it in person; The signature column of the insured shall be signed by the insured himself (except for children's insurance).

(4) When you pay the fee, the salesman must issue a temporary receipt of insurance premium on the spot, and sign the name and salesman code on this receipt; You can also ask the salesman to take you to the insurance company to pay for it.

(5) If you haven't received the formal insurance policy after one month, please check with the insurance company.