Launch personal credit guarantee insurance business "too enjoy loans"

It is reported that Pacific Insurance recently launched the personal credit loan guarantee insurance business-Taixiang Loan, which will be launched in eight cities: Beijing, Suzhou, Jinan, Weifang, Guiyang, Kunming, Hangzhou and Guangzhou. So, who is this product mainly aimed at? What are the characteristics?

1. What is personal loan guarantee insurance?

First of all, let's understand the concept of "personal loan guarantee insurance". The so-called personal loan guarantee insurance refers to a business that the insurance company will be responsible for compensation when the borrower fails to repay the loan contract.

2. Applicable people who "enjoy loans too much"

This product is mainly aimed at high-quality wage earners and small and medium-sized business owners. As long as the applicant wants to apply for insurance in Pacific Insurance and get approval, he can apply for a loan from the Pacific Insurance Cooperative Financial Institution with the insurance policy.

3. The characteristics of "enjoying loans too much"

(1) No mortgage or guarantee procedures are required;

(2) immediate approval and immediate loan.