Financial personnel need to use real estate license as a guarantee when looking for a job.

First of all, Article 9 of the Labor Contract Law clearly stipulates that the employer shall not detain the employee's resident identity card and other documents, and shall not require the employee to provide a guarantee or collect property from the employee in other names.

It is clear that the labor contract law explicitly prohibits employers from requiring employees (including financial personnel) to provide guarantees.

And your father's employer requires a copy of the property as a guarantee, then the agreement signed by both parties will be deemed invalid because of violating the above provisions. In other words, no matter how the agreement is signed, if the employer requires the employee to provide a guarantee, the contract is invalid.

Secondly, if the employer only provides a copy of the property and signs an agreement, it does not actually mortgage the property, because the mortgage of the property is to be registered (registration of other rights). In combination with the above legal provisions, even if a copy of the real estate license is provided and an agreement is signed, there is no need to bear the guarantee responsibility.

Thirdly, if you are worried about fraud, the key lies in the actual situation and attitude of the employer in the process of establishing and fulfilling labor relations. Based on the above-mentioned "guarantee" and "agreement", you can only say that the relevant practices are invalid in violation of the law, not necessarily fraud. If you think the risk is great, you can advocate correction. If you care about this job, you can follow suit, because there is no legal basis for this practice, even if you sign an agreement.

Finally, is it risky to do so? Is there anything else to pay attention to? Is there a problem with any of their agreements?

In labor relations, workers can safeguard their legitimate rights and interests according to perfect labor laws and regulations. Generally speaking, in the process of establishing labor relations, the probability of workers taking responsibility is very small and the risk is not great. As long as the mortgage registration of the property is not handled, even if a contract is signed and a copy of the property is provided, the guarantee relationship cannot be established, and the relevant agreement will be invalid because it violates the law. Therefore, whether to accept the conditions of the employer depends on my overall investigation and measurement of the work and the employer.

The above answer is based on the conclusion of a labor contract and the establishment of a labor relationship between your father and the employer. If it is not a labor relationship, but an employment relationship, then the agreement on guarantee should be regarded as a civil contract and valid according to the provisions of the civil law.

Please pay attention to the difference.