How long does it usually take for small loans to be collected?

There are more and more online loans, and the demand of borrowers is growing. At the same time, a lot of overdue payments have been added. At this time, the most important thing that the online lending platform does is collection, which is miserable for borrowers. Then, how long does it usually take for small loan collection to come to the door?

At present, the door-to-door collection time of small loans is mainly related to the amount of loans owed by borrowers. For those who owe more loans, the time to collect small loans at home will be earlier. The general situation is as follows:

/kloc-loan arrears within 0/000 yuan.

Judging from the current situation, small loans below 1000 yuan are more willing to be collected by phone or SMS, and few small loans choose to be collected at home. After all, the cost of small loan home collection is not small, not worth hundreds of yuan or even less.

The loan in arrears is more than 1000 yuan and less than 10000 yuan.

For those who owe thousands of dollars in loans, they may be urged to go home for collection. Some small loans with strong risk control will choose to collect them at home after one month of telephone collection. Some small loans with weak risk control will also arrange for people to collect when the borrower is overdue for about 3 months.

Loan in arrears 10000 yuan.

In the small loan industry, the debt of100 million is a relatively large sum. Many small loans will not only arrange their own staff to collect them, but also entrust a third party to collect them. Because the loans above 10000 are in arrears, it will be earlier to arrange home collection for small loans. Some friends who are overdue for one month may be taken home.

Special reminder

If there is violence in the collection of small loans at home, such as harassment, beating, intimidation, restriction of personal freedom, etc. Then everyone can choose to call the police directly. You're welcome at all.

Generally speaking, the time of small loan collection is related to the amount of arrears and the intensity of risk control. If the amount owed is large and the risk control is strong, it will be collected at home earlier.