Ali automobile insurance insurance

Recently, many people are puzzled about the content of Ali Auto Insurance and have been consulting Bian Xiao. Today, Bian Xiao of Pacific Auto Network has compiled the following contents for this problem, hoping to help you answer questions.

1. According to the Regulations on Compulsory Liability Insurance for Motor Vehicle Traffic Accidents, compulsory traffic insurance is compulsory liability insurance for insurance companies to compensate the victims (excluding the people on board and the insured) for personal injuries and property losses caused by road traffic accidents of insured motor vehicles within the limits of liability.

2. Compulsory insurance is a compulsory insurance. Motor vehicles must be purchased before they can drive on the road, conduct annual inspection and enter the household. When third party losses need to be settled, they must pay compulsory insurance first and then other insurances.

1, third-party liability insurance

Responsible for the liability for compensation for personal injury or direct loss of property of others (that is, third parties) caused by accidents involving the use of insurance vehicles. The biggest fear when driving is to crash or hit someone. Not counting the loss of your car, you have to spend a lot of money to compensate others for their losses. Because compulsory insurance (2008 edition) has low compensation for medical expenses and property losses of third parties, after purchasing compulsory insurance, we can still consider purchasing third party liability insurance as a supplement.

2. Vehicle loss insurance

Responsible for compensation for the loss of the vehicle itself caused by natural disasters or accidents. This is the most important kind of vehicle insurance. Whether to take out this kind of insurance needs to weigh its impact. If not, all the repair costs after the collision should be borne by yourself.

1, vehicle theft and rescue

Be responsible for compensating all losses caused by theft, robbery and robbery of the insured vehicle, as well as losses caused by vehicle damage or loss of vehicle parts. After the vehicle is lost, the insurance company can get 80% compensation according to the actual value of the vehicle (subject to the insurance policy). If the insured lacks the car keys, he can only get 75% compensation.

2. Vehicle liability insurance

Be liable for the personal injury or death of the insured vehicle and the direct damage to the goods carried on the vehicle caused by the accident. Among them, the liability for personal injury and death in the car used to be accident insurance for drivers and passengers.

The above contents are compiled and published by Pacific Auto Network for reference. I hope it helps you. If you need more legal answers, you can consult Pacific Auto Network online.

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