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Can I be a bus driver when the online loan is overdue?
1. Impact of credit record: overdue repayment will have a negative impact on personal credit record, leading to a decline in personal credit rating. Bus companies usually consider the applicant's credit status when recruiting drivers, and overdue records may become an obstacle to employment.
2. Occupation requirements and background investigation: Being a bus driver requires a specific driver's license and relevant experience. The bus company will conduct strict background checks, including reviewing the applicant's driving record and criminal record. The overdue online loan may be regarded as the applicant's bad behavior, thus reducing the probability of passing the background check.
3. Legal restrictions: According to Chinese laws, some illegal acts (such as criminal offences) may restrict individuals from engaging in certain occupations. Although overdue online lending is not a criminal offence, it may still have a certain impact on employment.
Extended data:
Overdue online loans may cause a series of problems, including collection calls, legal proceedings and long-term impact on credit records. In China, the relevant laws mainly include People's Republic of China (PRC) Contract Law and People's Republic of China (PRC) Consumer Protection Law. Overdue online loans should be communicated with borrowers in a timely manner to properly solve the repayment problem and avoid further legal and social impact.
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