I want to work as a credit specialist in Ping An of China

Yes. The credit business of Ping An Bai Bank has three main departments: corporate department, small and micro department, and retail department. Although they are all credit, the main products are different and each has its own focus. Especially the small and micro department is recruiting people almost all the time. After all, the position of loan officer is very mobile in the industry, so the job of Ping An loan officer is real. Work is a good job, it mainly depends on how well the individual does it and does it well. But if you are new to the world, please remember one thing: insurance companies always lie to people in disguise, or let you deceive others. The real purpose is to collect your training fees and deposits, and the recruiters also take a commission from your head, and they also promote insurance to get your family and friends to invest money. It's really dark. If you have many friends and relatives and have nowhere to spend your money, you are willing to buy insurance for your performance; or if you are eloquent, thick-skinned, and have the capital to sell yourself, you can attract strangers to become customers. Then go ahead and try it. The work is also very difficult, you have to collect money, and it’s exhausting. It’s your problem if you can’t borrow money, and it’s your problem if you can’t get back what you borrowed.

China Ping An’s credit specialists belong to the financial industry, and their main tasks are:

① Make trust deposits or entrusted deposits; ② Handle trust loans or entrusted loans; ③ Handle financial leases and operations Leasing; ④ Handle entrusted investments or trust investments such as financing trusts and fund trusts; ⑤ Carry out custodial trusts and warehouse trusts, and act as agents for the custody and processing of property; ⑥ Act as consultants or allocators for company listings, mergers and reorganizations, and bankruptcy liquidations; ⑦ Provide Economic guarantee and credit witness; ⑧ Carry out or act as an agent for the issuance and trading of securities; ⑨ Carry out asset securities business and merchant banking business.

Working location: Mainly in the office, the working environment is comfortable, no occupational hazards, and the annual salary is as high as 300,000.

General interview requirements for China Ping An Loan Officer:

① Full-time undergraduate degree or above (inclusive), finance or accounting and other related majors; ② Familiar with trust business, working in a bank or other Have more than three years of work experience in relevant financial institutions; ③ Have strong analytical judgment and communication skills.

To be a qualified loan officer, you should pay attention to the following:

1. Be clear about your work ideas. Credit work is the focus of business work. Loan officers have to investigate lending, rating and issuing certificates, follow-up inspections, collections and rights protection, sorting and collecting information and files, investigating statistics, filling out reports, and writing materials. The work is extremely busy.

2. Control the lending of large amounts and small amounts, prohibit the issuance of credit loans, implement the idea of ????issuance of guaranteed loans in an appropriate amount, and give priority to the issuance of (car, housing) mortgage loans.

3. Grasp every aspect of the three loan checks, carefully grasp the dynamics, resolve risks, improve information, and report data. Implement the idea of ??lending based on vouchers and lending based on credit rating. With this credit idea, you can determine step-by-step goals based on reality and implement them steadily.

4. The work of reducing "non" and "bad" must be constantly carried out, incorporated into daily work, and placed at the top of daily work. The second is to clarify the focus of work.

Ping An Puhui Financial Business Cluster (hereinafter referred to as "Ping An Puhui") is affiliated to China Ping An Insurance (Group) Co., Ltd. (hereinafter referred to as "China Ping An" and the "Group"). With innovative technology, and excellent customer experience, providing professional loan services to individuals and small and micro enterprises, and assisting the development of China's real economy.