Is the interest rate of Gome Easy Card high?

With the development of online lending, major platforms have also launched their own loan products. Gome Easy Card is an investment and financing platform created by Gome Financial Holdings for the industrial and financial ecosystem. So is the interest rate of Gome Easy Card high?

Is the interest rate of Gome Easy Card high?

The monthly interest rate of Gome Easy Card starts from 0.66%, and the comprehensive rate starts from 0.88%. Compared with banks, Gome Easy Card is still a bit high. In addition, Gome Easy Card will charge 0.27% as a quick review fee for credit information, and all expenses will be deducted by Gome Easy Card before the account is received. However, Gome Easy Card will conduct a comprehensive evaluation based on accounts and personal credit. The better the personal credit, the lower the interest rate, so everyone's interest rate is different.

Although the interest rate of Gome Easy Card is relatively high, the bank's loan process is relatively cumbersome for users who need money urgently. Although Gome Easy Card has a high interest rate, it can still consider solving the temporary shortage of funds.