Financial aid policy for college students' entrepreneurship in Zhejiang Province

In order to encourage and support college students to start their own businesses, the Employment Office of College Graduates of the Education Department of Zhejiang Province issued a document last year, stipulating that college graduates who engage in self-employment shall be exempted from relevant registration, licenses and management fees within three years from the date of registration by the industrial and commercial departments, except for industries restricted by the state. For college graduates who are self-employed and self-employed, if the self-raised funds are insufficient, they can apply to the local handling bank for a small secured loan of 20,000 to 50,000 yuan, and the loan period is generally not more than two years. If the repayment is due, the local finance will give a 50% discount.

Cities in Zhejiang Province have also introduced relevant incentive policies according to local conditions. Last year, Hangzhou promulgated the "Implementation Measures of Entrepreneurship Support for College Graduates in Hangzhou (Trial)", which introduced two forms of funding for college students who started their own businesses within two years after graduation: discount on commercial loans and free funding for projects. Students who start their own businesses can choose to apply for one of the forms of funding. Commercial loans are given a 50% discount, with a maximum amount of 6.5438+0 million yuan. The project provides free financial aid to college students with specific entrepreneurial projects and feasibility, which is divided into four levels: 20,000 yuan, 50,000 yuan, 80,000 yuan and 6,543.8+10,000 yuan. In the first half of this year, Hangzhou extended the entrepreneurship funding policy for college graduates to college students in Hangzhou.

Subsequently, in order to encourage college graduates to start businesses, Ningbo, Shaoxing and other places have also introduced policies such as interest discount on small secured loans, innovation funding, and fee reduction and exemption. In addition, entrepreneurial parks for college students have been established in Hangzhou, Ningbo, Wenzhou and other places, and college students who start businesses in the parks also enjoy preferential rent and other aspects. College graduates who are ready to start a business can go to the relevant local departments to learn about it, strive for relevant policy support, and make their own entrepreneurial road go smoothly.

What are the application conditions for entrepreneurship subsidies for college students in Zhejiang Province?

(1) College students, college graduates within five years of graduation, urban registered unemployed for more than half a year, demobilized cadres and retired soldiers who choose their own jobs, and family members of the army 16 set up individual industrial and commercial households (including recognized online entrepreneurship) or business entities such as enterprises for the first time in cities and towns (except industries restricted by the state such as entertainment, sauna, massage, Internet cafes and oxygen bars).

(two) as the legal representative or person in charge (or a partner or shareholder holding more than 30% of the shares);

(3) paying social insurance premiums for flexible employees or the business entity it founded has paid social insurance premiums for them for more than 12 months according to law;

(4) The application time is from the month after the applicant meets the requirements to the end of February of the following year. Late applications will not be accepted.

Legal basis: People's Republic of China (PRC) Employment Promotion Law.

Article 7 The State encourages laborers to establish a correct concept of choosing jobs and improve their employability and entrepreneurial ability. Encourage workers to start their own businesses and choose their own jobs.

People's governments at all levels and relevant departments should simplify procedures, improve efficiency and provide convenience for workers to start their own businesses and choose their own jobs. Article 12 The state encourages all kinds of enterprises to set up industries or expand their operations within the scope prescribed by laws and regulations to increase employment.

The state encourages the development of labor-intensive industries and services, supports small and medium-sized enterprises, and creates jobs through various channels and ways.

The state encourages, supports and guides the development of the non-public sector of the economy, expands employment and increases jobs.