How do microfinance officers run their business?

Microfinance officers mainly want to find potential customers through the following methods:

Online method:

1. Online promotion, making homepage and personal information Posting on the platform

2. Publicity and release of information on network platforms such as local information ports

3. On loan websites (Rong360. Haodai.com, Yidai.com, Andaike, etc.) Find customers in need on the Internet

4. Send mass emails for promotion

5. Promote in various industry groups and other online contact methods

6. Network with fellow networkers Fellow gathering, development zone real estate group

7. Search for friends nearby on QQ and send messages to promote

8. Post comments: Make your own personalized signature

9. WeChat drift bottle promotion

Second advertising promotion:

10. Pull banners in conspicuous places in the community

11. Community bulletin board advertisements

12. Set up consultation points (set up tables) in the community

13. Insert promotional leaflets in the door cracks of each residential area

14. Place promotional leaflets in the newspaper boxes of residential communities

15. Place leaflets when taking a taxi

16. Communicate with shop owners and distribute publicity

17. Cooperate with car beauty shops and take taxis Banner page

18. Cooperate with the owner of the car wash shop and give small gifts to customers who have successful loans

19. Let relatives and friends help spread the publicity in their social circles

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20. Distribute business cards at friends gatherings, and promote industry symposiums

21. Place business cards in restaurants, hotels, and motels

22. Send advertising sales via cable TV text messages

23. Hang inkjet advertisements outside the unit building

24. Send mass text messages

25. Place advertisements for mid-to-high-end barber shops in each venue

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26. Advertise on various products with blessing characters during the holidays

27. Make small public service advertisements in public toilets

28. Make small advertisements at newsstands

29. The lottery station can do some small advertising

30. Make some warning signs in public places

31. Make business cards on taxis Box

32. Turn the mouse pad into an advertisement and place it in an Internet cafe

33. Use various resources for advertising, such as hanging billboards in small supermarkets and shops

34. Advertise on lighters and seat covers of cars and buses

35. Advertise on the body of motorcycles

36. Make some billboards in some leisure places

37. Place roll-up banners in front of the supermarket

38. Three-dimensional advertising at the entrance of the agency

39. Car body advertising

40. Make friends and order wedding banquets

41. Go to places with high traffic to join the car

42. Advertising in newspapers and other media, (pay attention to quality)

43. Negotiate and cooperate with newspaper advertising personnel (newspaper insert)

44. Put up banners at your own home and the homes of relatives and friends to promote

45. Visit highway entrances and exits Pull banners at intersections

46. Make gift bags and shopping bags

Three rely on social circles to introduce customers:

47. Pay attention to return visits and maintenance of old customers

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48. Build a good relationship with bank staff

49. Recommend referrals from customers and friends

50. Find business friends to introduce customers

51. Introduction to insurance personnel resources

52. Recommendations to real estate and car sales personnel

53. You can ask customers to provide their company’s address book

54. If you are familiar with the people in the insurance company, you can share the resources

55. Share the resources in the securities and financial circles

56. Ask for them at the shop that makes business cards Leave a business card with a signature

57. Contact each company’s financial department

Communication and publicity

Four Telemarketing:

58. Find the customer’s contact information through friends in Internet companies for telemarketing

59. Sales on Dangdang and other networks Find the boss’s contact information on the platform for telemarketing

60. You can do telemarketing with some owner lists from community properties

61. The prime time for telemarketing is 10:00 am- 11:30pm 15:00-17:30

62. Telemarketing of gym membership lists

63. The phone numbers on recruitment advertisements can be used as telemarketing lists

64. Telemarketing the list of high-quality personnel of education and training institutions

65. Looking for customer lists in Decoration City and selling them via telecom

Wumobai:

66. Do more self-recommendations and discover your own resources

67. Look for business information in newspapers and other promotional media and visit them

68. Pay attention to real estate transfers and commercial recruitment information. Bye

69. Community property management and real estate agents look for the contact information of house owners for publicity

70. Require themselves to talk to strangers every day

71. Sweep the wholesale market

72. Sweep the industrial park

73. Sweep the shops (when you are patient, it will be like a cloudy and rainy day)

74. Sweep the town Processing plant

75. Exhibition business around the bus station

76. Promote the car club

77. Company receptions and various banquet publicity displays

78. Mobai at each payment point

Six orders:

79. Go to the office building at noon for publicity and order dispatch

Note:

Credit Loans

(1) Loans issued based on the creditworthiness of the borrower, the borrower does not need to provide guarantees.

(2) Its characteristic is that the debtor does not need to provide collateral or third-party guarantees to obtain a loan based on its own credit alone, and the borrower's creditworthiness is used as a guarantee for repayment. This kind of credit loan has been the main lending method of Chinese banks for a long time. Since this type of loan has high risks, it is generally necessary to conduct a detailed inspection of the borrower's economic benefits, management level, development prospects, etc. to reduce risks. It is mainly applicable to enterprises (institutions) legal persons, other economic organizations, and individual industrial and commercial households that have been approved and registered by the industrial and commercial administration authorities, and meets the requirements of the "General Principles of Loans" and bank regulations.