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What is the situation of small remittance?
Personal advice:
Tencent micro-remittance can ensure the safety of studying abroad. You can also choose to use this software if you have related requirements. However, it should be noted that at present, the payment function for studying abroad only supports hundreds of universities in the United States, Britain, Canada and other countries and regions, and some minority universities do not support it. You can also call the relevant customer service phone for consultation in time to better safeguard your legitimate rights and interests. Tencent Micro Huitong has another biggest advantage. That is, payment is particularly time-sensitive, can be completed in about three minutes, and does not occupy the personal convenience purchase quota of 50 thousand dollars. If you have related use needs, you can also call Tencent's official phone in time to handle related business.
Major domestic banks have launched international credit cards, either with both RMB and specific foreign currency accounts, or with special single foreign currency accounts, which can be used abroad. Some banks have also specially launched credit cards for international students, which can basically provide rich currency options for major countries and regions studying abroad. Therefore, if you need to carry more foreign currency funds, you can consider depositing part of it into a credit card. However, it usually takes some time to apply for a credit card, so you should apply in advance.
Extended data:
Advantages of cross-border remittance:
Reduce the risk of losing your own cash. Regardless of the amount, it is relatively safe and convenient to apply for a foreign currency carrying certificate. Second, it can be repaid after consumption, which is convenient for repayment. For international credit cards issued by some banks, cash can be directly deposited in all domestic outlets, and repayment can also be made through ATM or online bank transfer. The third is the discount fee. With international credit cards, parents save money at home and children spend money abroad, and there is no handling fee. Using a credit card can not only avoid the risk loss of foreign currency exchange, but also avoid paying foreign currency exchange fees. Fourth, after handling the primary and secondary cards, children can use the secondary cards to spend abroad. In addition to using the main card to repay money at home, parents can also monitor their children's consumption abroad. However, when using credit cards, we must pay attention to two points: first, pay back the arrears on time, and second, don't overdraw, so as not to develop the bad habit of being extravagant.
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