Does it matter if I still use this phone number to go to work in other companies after I owe online loans?

In the case of overdue online loans, using the same phone number to go to work in other companies may have an impact on personal credit. The following is a detailed explanation:

1. Collection behavior: If overdue online loan companies entrust collection agencies to collect debts, these collection agencies may contact relevant personnel by telephone to collect debts. If you use the same phone number to work in another company, you may get a reminder call, which will bring you trouble.

2. Credit history: Overdue repayment will have a negative impact on personal credit history. This information may be submitted to the credit system, and other financial institutions, banks or lending institutions may look at these records when reviewing personal credit. Therefore, overdue debts may adversely affect subsequent loan applications or other financial activities.

3. Employer survey: Some employers may conduct background surveys during the recruitment process, including the inquiry of personal credit records. If the recruiter finds that you have a record of overdue online loans, it may have a negative impact on your credit evaluation, thus affecting the recruitment results.

Summary:

Overdue loans and continuing to use the same phone number to work in other companies may have an impact on credit records and background checks. These negative effects may lead to collection behavior, bring trouble, and adversely affect future financial activities and career development.

Extended data:

In China, personal credit records are managed by credit reporting agencies headed by the People's Bank of China, such as the Credit Information Center of the People's Bank of China (CBIRC). Overdue repayment records can be submitted to these credit reporting agencies and reflected in the credit reporting. These credit records may affect individuals' future loans, guarantees, leases and employment. Therefore, it is recommended to repay the loan in time to avoid overdue.