Which is better, Ping An or Zijin Auto Insurance?

According to Xicai.com's inquiry, the differences between Zijin Insurance and Ping An Insurance are as follows:

1. Zijin Insurance and Ping An Insurance have complete product types, covering life insurance, health insurance, accident insurance, property insurance, auto insurance and other fields. However, from the perspective of product types, Ping An Insurance is more comprehensive, with more diverse and subdivided products, which can meet the needs of different groups of people.

Second, service quality: In terms of service quality, Ping An Insurance has always attached great importance to it, and its online health service platforms such as "Ping An Good Doctor" and "Ping An E Doctor" have been well received by users. Zijin insurance is weak in this respect, and there is still room for strengthening.

Third, the speed of claims: one of the core competitiveness of insurance companies is the speed of claims. Comparatively speaking, Ping An Insurance claims faster, claims process is simpler, and customers can get paid in the first time. However, Zijin Insurance still has some shortcomings in the speed and process of claims, which need to be improved.

Fourth, brand influence: brand influence is an important indicator to measure the comprehensive strength of an enterprise. As a well-known insurance brand, Ping An Insurance's brand influence is much higher than Zijin Insurance's, which can attract consumers' attention. At the same time, Ping An Insurance also has strong marketing strength, which can better promote products.

Verb (abbreviation of verb) Price competitiveness: In terms of price, Zijin Insurance and Ping An Insurance are not very different, but some products of Ping An Insurance have higher prices, which may cause certain economic burden to some users. Zijin Insurance, on the other hand, can provide some more favorable schemes in price, which can better meet the needs of some customers with financial difficulties.

To sum up, Ping An Insurance has more competitive advantages than Zijin Insurance in terms of product type, service quality, settlement speed, brand influence and price competitiveness.