Is Xinyuan Anxinbao's currency safe? There is no loss in history.

Xinyuan Anxinbao currency is a monetary fund, which can be found in Alipay. The expected return of this fund is not bad, and the annualized rate on the 7th is much higher than that of peers. So, is Xinyuan Anxinbao's currency safe? The following is a brief analysis, please see below.

Is Xinyuan Anxinbao's currency safe?

First of all, from the perspective of risk level

The Alipay page shows that the risk level of Xinyuan Anxinbao currency is "low risk". As a fund product, money fund is not guaranteed, but the risk is very low and it is not easy to lose money, so investors need not worry too much.

Second, from the historical situation.

Xinyuan Anxinbao currency belongs to the monetary fund. The money fund has never lost money in history, and the worst thing is that the expected income is reduced. The situation is similar to that of Yingbao's financial management, and the principal security is still relatively reliable.

Third, from the perspective of fund size.

By the end of March, 2065438+2009, the currency management scale of Xinyuan Anxinbao was 1 100 million yuan. This monetary fund is relatively small, but it is higher than the liquidation red line of 50 million, and there is no liquidation risk.

Fourth, from the investment direction.

Xinyuan Anxinbao mainly invests in short-term interest rate bonds, bank deposits, bank deposit certificates and other assets. Interest rate bonds usually have a high credit rating and basically will not default. The issuers of these bonds are mainly banks and governments. As for the security of bank deposits, that's not to mention, so the risk of this kind of money fund is relatively low.

Fifth, from the historical performance.

Xinyuan Anxinbao Currency was established on 20 13. In recent years, the performance fluctuated little, and the annualized expected income remained above 3%. Judging from the performance in the past year, its annual increase is 497/645 among its peers, and its performance is relatively average.

Well, the analysis of Xinyuan Anxinbao's currency is here, hoping to help everyone. Warm reminder, financial management is risky and investment needs to be cautious.