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Is Qingdao Hongxing Baishun Trading Company reliable? Pay 798 accident insurance.

This should not be mandatory. Personally, I feel that you should have been cheated. If you need accident insurance, I personally suggest you go to some well-known and prestigious companies, such as Everyone Insurance, Blackboard Eraser Insurance, New Station Insurance ..... In this way, if you have any related problems in the future, you can feel free to go to them, so as not to find someone to be responsible for the problems in the future. I hope this suggestion will help you!