How can fresh graduates majoring in finance get into foreign banks such as Citigroup or others?

First of all, I have attached some information. If you are interested, you can read it. If not, just read the end.

How is the job in the banking industry? First of all, you must be classified. According to my experience, I can roughly divide it into two types. One is the difference between Chinese capital and foreign capital. The other is the difference between the front office, middle office and back office of the bank. First of all, let’s talk about the second type of bank. In abstract terms, the front desk is the part of the banking industry that contacts customers, such as the teller account manager or financial specialist of each branch. Apart from the marketing position, to be honest, the work is relatively simple and repetitive. It’s really hard to say when you face different customers. Generally, you need to rotate jobs and work overtime. If you make a mistake, you will also need to bear the pressure of marketing positions. The competition in the banking industry is very fierce. I would like to add that entry-level positions in the banking industry are beautiful on the surface or behind the scenes. It's very painful, it's like a siege. You think it's okay before you go in. After you go in, you'll know that the banking industry is actually just that. The middle office of the bank is usually the management, and there is compliance or supervision. Of course, it also includes the link between the previous and the following. Departmental banks are like carrots and pits. They are divided into many departments, but the connection between them depends entirely on the middle office of the bank. In fact, I don’t have much contact with the middle office. I just switched to this aspect. I think the fact that you raised this question means that you have not done anything. I have been in the banking industry, so you won’t be exposed to the middle office in the short term, so I won’t expand on it. Haha, if I make a mistake, I will mislead others. The backend of a bank is usually a business operation, which means that the things done by the front office are only for customers. It is said that the process has been completed, but the real operation still needs to be done by the backend. It is not completed until the backend is completed. The backend employees do not need to contact the customers. Generally, they only use an intranet machine to do deposits, remittances, bills, settlements and other tasks. This is also the case in the banking industry. From a personal perspective, they are the most stable group. Of course, the work is also the most boring. I have just worked as a back-office worker in a foreign bank for a year, so I have a deep understanding of it. The second classification is like this. In fact, the work in the banking industry is not based on the standards of the financial industry. It's high, but it's just for a stable relationship. I believe you also understand the relationship between risk and return. There is also the difference between line staffing and dispatching. Although line staffing has much better treatment than dispatching, it is also different. Generally speaking, the middle office does not count as the backend. The chance of becoming a regular employee is greater than that of the front desk because, for example, ICBC and Agricultural Bank of China recruit a lot of dispatched tellers every year in Shanghai. Therefore, if you become a regular employee in 3-5 years, the pressure is still quite high. The back office is different. The opportunity is much greater, but it is generally more difficult to get into the back office of a bank. In such an employment situation, it is recommended that you go to the first method even if it is a dispatch system. The work intensity of Chinese-funded banks should be said to be not as good as that of foreign-funded banks. Compared with the dispatch system, foreign capital has an absolute advantage. Except for the basic salary, it is basically equal pay for equal work. But in There seems to be a big gap between the dispatch and line staffing of foreign-owned banks. For formal line staffing, the annual salary of Chinese-owned companies is mostly higher than that of foreign-owned companies. Although the basic fixed salary of foreign-owned companies should be higher than or equal to that of Chinese-owned companies, the year-end bonuses and benefits of Chinese-owned companies are really Another thing that foreign capital cannot compare with is that although foreign capital has a tighter work schedule and extremely frequent overtime work, the working atmosphere is still relatively free at least on the surface. Chinese capital is more rigorous and repressive. Generally speaking, everyone wants to work in a bank. In fact, it is just asking for it. Stability, if you want to make a career, or as the post-80s saying goes, "Success must be achieved while you are young", then banking is really not suitable for you. But if you want stability for the rest of your life, just work hard so that you don't have to worry about food and clothing. You can choose banking, and of course buy a house. As for employees in junior positions in banks, they are far behind.

It is good to work in a bank. I graduated in finance in 2004. I can only say that banks are still a good job at the moment. With the fierce competition in the industry, Sooner or later, this industry will be eliminated and closed down. After all, it belongs to China. It is recommended to go state-owned. Although the salary is low, the pension is guaranteed, and human care is indispensable. With the strength in the future, state-owned banks will not close down. Of course, if you are optimistic about a foreign bank, you will have to put in 200 RMB of effort. Written examinations and interviews are indispensable. I feel that I can make a lot of money, but I am not sure.