What is the bank's year-end disguised layoffs?

On January 18th, this year, banks laid off employees in disguise at the end of the year. What happened to the domestic banking industry?

Most banks in China classify their employees according to a strict hierarchical system, which is generally twelve levels. Those who have the ability can go to the top of the pyramid through their own efforts, and banks are also happy to help you grow. You may leave the bank when you become a middle and senior manager, but basically no resigned bank executive will say that banking is a bad thing.

The wage structure of the banking industry will be lower than that of the financial Internet industry, but it will not be much lower. Financial institutions have always been a rich industry, and the monthly salary of employees in the banking industry, even basic teller positions, will not be lower than the top 4% level in the local area. This is quite a lot for a college student who has just graduated and stepped into the society.

the bank is laying off staff and reducing salaries. Everyone only saw the data written by reporters. Take China Merchants Bank as an example. It is written in the news that China Merchants Bank has laid off nearly 8, employees in the first half of the year. Looking back at 214, we will find that the number of people including dispatchers is four less than now. Simply put, it is dispatching to outsourcing. Interested friends can see how much the number of employees in the third quarter or annual report has rebounded compared with that in the semi-annual report.

Even so, there are still a large number of fresh graduates applying for the exam. Every year, the 1:2 competition ratio of each bank is clearly displayed, which no one can erase. Take this year's school recruitment of banks as an example. Only the five major banks plan to recruit nearly 45, people. If the ratio is 1:2, nearly 9, graduates will apply for the bank, even if the students who have repeatedly applied are excluded, it will be around 5,.

what will happen to bank employees who have arrived in p>217 this year?

thunder changed coaches, cracked down on corruption, retail transformation, "three reductions and one increase" and "996" working mode, all of which happened in Ping An Bank in 216. Among them, the "996" working system, which has aroused strong repercussions in the banking industry, is to go to work from 9 am to 9 pm, Monday to Saturday. "Ping An Bank is only encouraging, but we have partially implemented the requirement that accountants must go to work on Saturdays some time ago," an employee of a stock bank told Xiaobian.

216 has passed for bankers, and 217 has arrived. Although the domestic banking industry will not lay off a large number of employees in 217 like the big banks in Europe and America, it seems that there is no time for bank employees to relax in 217.

"After the year-end accounts, we have allocated the task indicators for the new year, which have increased on the basis of last year, but the range is smaller than last year. However, the overall situation of this year may not be better than last year. Internet finance, which is halfway out, has greatly moved the bank's low-cost capital deposits, and the turnover rate will be higher than last year. I heard that 18 people in our bank are already waiting in line to resign, but personally, I will not resign. I have regular customers and my performance is still good.

Banks with frequent job-hopping have become the "Whampoa Military Academy" of Internet financial enterprises

In fact, the economic downturn, the narrowing of spreads, the sharp increase in non-performing loans and other factors have caused many bank employees' salaries and benefits in recent years to be different from those in previous years. The bank's "golden rice bowl" is eclipsed. In the process of communicating with many bank employees, less money, more things and great pressure have become the most frequently heard words in Xiaobian, and a large number of employees pin their hopes on job hopping. However, employees in different bank positions face different job-hopping situations.

"The situation is not good this year. I heard that my colleagues who have retail only got 5.62 yuan for the year-end bonus. And this year, although C- has a year-end bonus, but the contract will not be renewed when it expires, and the D-has been directly laid off, although my assessment is ok, I have also got the year-end bonus, but I have already planned to leave my job, with many tasks, great pressure and too many things. I want to change careers and try other careers. I am an asset management department, and it is not difficult to change jobs, "an old employee of a joint-stock bank who has been working for 6 years told Xiaobian.

In the job-hopping process, Internet finance companies often become one of the hot options, and traditional banks have become the "Whampoa Military Academy" for Internet finance companies. Risk control, wealth management account managers, and corporate account managers have become the "hot cakes" that mutual gold companies are vying for, while it is relatively difficult for bank tellers to jump ship. "I have worked in XX Bank for five years, and I was brushed off in the financial interview in XX. Maybe we are nothing more than cashiers in a better place in their eyes," joked a bank teller of a state-owned bank. In addition to Internet finance companies, some employees, including asset management departments and investment banking departments, have switched to more lucrative funds, trust companies and brokers.