What kind of loan is Guangyin e loan? How to apply for Guangyin e loan?

Many people think that the provident fund can only be used to buy a house, but it is not. If the money is urgently needed, it can also be used to apply for provident fund credit loans from banks. For example, Guangzhou Bank has a Guangyin e loan. Today I will briefly introduce this loan. Friends who want to know what kind of loan Guangyin e loan is can come and have a look.

What kind of loan is Guangyin e loan?

Guangyin e loan is a pure credit loan specially designed by Guangzhou Bank for customers who pay provident fund and use cotton gold cards. Without mortgage guarantee, you can apply online with personal credit and provident fund deposit information, which has the advantages of high loan amount, long term and fast application.

Everyone has housing decoration, tourism, education or other daily consumption needs, but their own funds are insufficient. As long as you work in Guangzhou, your provident fund deposit meets the requirements, your income is up to standard, and your credit is good, you can apply. You can get up to 300,000 yuan, and you can borrow for 10 years at the longest, and the repayment pressure is still relatively small.

How to apply for Guangyin e loan?

There are many channels for application. For example, you can apply through Guangzhou Bank, mobile banking, WeChat Bank and other channels, fill in the basic information online and submit the application, just waiting for the bank's review. As for whether it can pass or not, the system approval result shall prevail.

Generally speaking, besides meeting the basic requirements, it is relatively easy for borrowers to own assets such as real estate and automobile production. Those with good qualifications can know the result in 5 minutes at the earliest, and many people get the money on the day of borrowing.

After the successful handling of Guangyin e loan, the borrower can repay the loan monthly according to the repayment method selected at the time of application, or pay it off in advance, as long as the interest is paid according to the actual loan days, there is no need to pay liquidated damages. However, as a bank loan product, it will check the credit information, which will more or less affect the future mortgage and car loan, so it is still necessary to refinance.

The above is the relevant introduction of "What kind of loan is Guangyin e Loan", and I hope it will help everyone.