Can I transfer my old-age insurance after working in Weimian for five years? Can I hand it in myself after three years?

Surrender usually has the following two situations:

(1) rural hukou

If you choose to settle the personal account of endowment insurance when you leave your job, you can return the accumulated amount of personal account (personal payment and interest) to yourself at one time, and at the same time clear the payment record, and recalculate the payment period according to the new insurance.

(2) Urban hukou

Under normal circumstances, it cannot be liquidated. Only the following three special circumstances can be liquidated:

1. If you reach the statutory retirement age and fail to reach the accumulated payment 15 years, you can apply for a one-time liquidation of the accumulated amount in the personal account of endowment insurance and return it to yourself.

Second, if you die before retirement, the accumulated amount of personal account of endowment insurance can be liquidated in one lump sum. This part can be inherited, that is, received by the legal heir. 3. If a person dies after retirement, the amount of his personal account has not been fully collected, and the balance can be liquidated at one time and collected by the legal heir.