Does Zhengzhou provident fund loan need social security?

Legal analysis: Zhengzhou provident fund loan has nothing to do with social security, but it is related to the time when the provident fund is paid. The specific loan conditions are: 1, and the borrower and his spouse have valid identity certificates; 2. The prescribed down payment has been paid, down payment+loan amount = total house payment, but the house payment has not been paid; 3. The borrower has paid the housing provident fund continuously, on time and in full for more than 6 months (inclusive) after opening the deposit account, and has not paid it for more than 4 consecutive months recently; 4, the family income is stable, good reputation, the ability to repay the loan principal and interest; 5. Agree to provide loan guarantee approved by the Housing Provident Fund Management Center; 6. The borrower and spouse have no outstanding housing provident fund loans or large debts.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 667 A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

Article 668 A loan contract shall be in written form, unless otherwise agreed between natural persons.

The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.