Social security changes first

Starting from April, social security will usher in these four major changes.

First, pension adjustment.

This is the practice of 19 years. In March, the national conference has clearly continued to adjust pensions. It is expected that Ministry of Human Resources and Social Security and the Ministry of Finance will jointly issue an adjustment notice in April and May, and the adjustment will be in place before the end of July. According to previous years' experience, Shanghai has always been the vanguard of pension adjustment (except in 2022), and it is possible to adjust pensions as soon as May. Let's wait and see.

Since the range of pension adjustment is generally determined according to the average social wage and price changes, wage income only increased by 4.9% last year, and consumer prices are controlled at around 3% this year. It is estimated that this year's adjustment will be around 3.5%~4%. After all, the country will consider retirees and it will not be too low.

The second is the adjustment of the payment base.

The base of social security payment is an important factor related to the burden of the insured. The annual social security payment base is determined according to the average social wage of the previous year.

The upper and lower limits of the social security payment base are all based on the social wages of the previous year, and are approved between 60% and 300%. These social wages will increase every year and are expected to increase by about 5% this year. Compared with the general increase of 10% last year, it is expected that the change will not be too big.

For example, Shandong Province and Jiangsu Province began to use the temporary payment base from June 5438+ 10, and then they will refund more and make up less. The temporary payment base in Shandong Province has increased by 10% compared with last year, and it is very likely that the money will be refunded this year.

Third, the adjustment of the pension base.

The average social wage in the last year of retirement used in the pension calculation formula (also called the pension calculation base in many provinces at present) changes every year.

Retirees are also accustomed to using the average social wage of the previous year or the pension calculation base of that year to calculate pensions.

Due to the late publication and use of the relevant social wage or plan base, retirees in the first half of the year can generally only use the previous social wage to calculate the temporary pension. After waiting for the announcement, recalculate the pension and straighten out the substitution difference, which is another way of pension adjustment.

Fourth, the adjustment of social security supervision mode.

The "Administrative Measures for Supervision and Reporting of Social Insurance Funds" promulgated by the Ministry of Human Resources and Social Security will be formally implemented, clarifying that the society can report to units, individuals, intermediary organizations and other personnel, mainly involving fictitious social insurance participation conditions and illegal payment of social insurance; Forging or altering archival materials to defraud social security funds; There are also cases of defrauding insurance money, qualifying for early retirement or applying for social security benefits.

With the development of economy and society, people are more and more aware of the importance of endowment insurance, and some people do their best to pay back social insurance. In fact, as long as it is a fictitious labor relationship, it is illegal to defraud the insurance qualification. For individuals, they may even face the punishment stipulated in Article 88 of the Social Insurance Law.

At present, the conditions for social participation are very relaxed. As long as individuals declare that they are flexible employees, they can participate in insurance at their own expense, and those who meet the conditions can also apply for social security subsidies. Don't go astray.

Generally speaking, with the continuous improvement and development of China's old-age insurance system, the standardization of social security participation and treatment will become higher and higher, and the institutionalization of pension growth will become more and more stable. Therefore, both the insured and retirees can feel at ease and the pension will be paid in full and on time!