Can the money in the social security card be withdrawn and used?

Whether the money in the social security card can be taken out for use generally depends on the situation:

1. Generally speaking, rural hukou can be refunded;

2. However, if you have a city account, you are not allowed to surrender, because as long as you surrender, it means that you lose the most basic protection after retirement or when you need medical treatment, so you don't support surrender, but you can transfer it.

The conditions for withdrawing money from social security cards are as follows:

1. If you have reached the legal retirement age, have not paid the fee 15 years, have not paid it back, or have not been converted into endowment insurance for urban and rural residents, which does not meet the conditions for receiving pension, then you can withdraw all the money from your pension account at this time;

2. If he dies before retirement, his family can inherit all the balance of his personal account; If he dies after retirement, the deducted part will be returned. In addition to the money in personal accounts, family members can also receive two kinds of compensation, namely funeral subsidies and pensions. These two subsidies are called death treatment insurance, but there is no pension in the old-age insurance for residents;

3. Immigrants or foreigners who leave the mainland or Hong Kong, Macao and Taiwan residents need to cancel their accounts in the public security organs, so they can also withdraw all the money from the pension account at one time;

4, repeated insurance, now many friends have paid social security in many places for work reasons, resulting in the problem of repeated payment;

5, after retirement, personal account balance.

Legal basis: Article 11 of the Social Insurance Law of People's Republic of China (PRC).

The basic old-age insurance combines social pooling with individual accounts.

The basic old-age insurance fund consists of employers, individual contributions and government subsidies.

Article 14

Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.