Is rural cooperative medical care and social security the same thing?

Most people buy rural cooperative medical insurance in rural areas, but many people can't tell the difference between rural cooperative medical insurance and social security. So is rural cooperative medical insurance and social security the same thing?

Is rural cooperative medical care and social security the same thing?

Rural cooperative medical care and social security are not the same thing. Only farmers can participate in rural cooperative medical care, and they must participate as a family. Social security is a social insurance system established by the state to compensate workers for economic losses caused by disease risks, which is paid by both employers and workers.

The differences between social security and rural cooperative medical insurance are as follows:

1, the insured objects are different: the insured objects of rural cooperative medical insurance are rural registered residents, and the insured objects of social security are employees or urban residents;

2. The guarantee period is different: the rural cooperative medical insurance is guaranteed for one year, and the medical insurance in social security needs to be paid continuously for at least 15 years to enjoy lifelong medical insurance benefits;

3. Different reimbursement rates: the reimbursement rate of rural cooperative medical insurance is low, while the reimbursement rate of medical insurance in social security is high;

4. Is there a personal medical insurance account? Rural cooperative medical insurance has no personal medical insurance account, while medical insurance in social security has personal medical insurance account.

Rural cooperative medical care is voluntary participation of farmers. Farmers' individual annual payment standard cannot raise funds through the combination of individual payment, collective support and government funding, and social security is paid jointly by employers and employees. So the content of rural cooperative medical care and social security is the same thing. I hope it will help everyone.